Quirk - Spend and save smarter

Quirk helps you save and spend smarter in ways that match your goals and personality while guiding you through the basics of personal finance. There is no one-size-fits-all solution for managing money, so Quirk gives you personalised recommendations and tips so you can achieve your financial goals.

DISCOVER YOUR MONEY PERSONALITY
Take a unique personality test that we’ve developed with experts in the field to learn more about your money personality type. Find out what influences your financial behaviour so you can be more in control of your money.

TRACK YOUR SPENDING
Budgets can often feel restrictive or even boring. Instead set-up a spending goal that focuses on spending beyond your living costs and tracks against categories that are important to you.

CUSTOMIZED INSIGHTS
Financial insights can often be overwhelming and difficult to understand. Quirk curates your feed to show you financial data and insights according to your money type, with supporting educational content.

ALL YOUR ACCOUNTS IN ONE PLACE
We safely and securely connect to all your current, saving and credit accounts, and give you a complete overview of your finances.

SUBSCRIPTION MANAGER
You can view all your recurring payments in one location and also keep track of upcoming payments you have each month.

CUSTOM CATEGORIES
Create your own categories to track your money according to your finances.

EDUCATIONAL TIPS
Learn the basics of personal finance with a guided spending goal set-up and tips that help you understand the fundamentals of saving, credit and investing.

MISSION AT QUIRK
Our goal with Quirk is to empower people to be in control over their money, feel secure about the decisions they’re making, and make use of the wealth of data and intelligence out there to their benefit. We are building a stand-out financial service that puts people at the centre of it and helps humanize the world of money and finance.

SAFE & SECURE
Quirk uses bank-grade 256-bit encryption to process your data and has read-only access to your bank transactions. We treat your data how we would treat our own data and we would never share it with third parties without your permission.

FREE
The app is free to use!