Ready Pay

The Ready Pay Mobile App by Ready Life provides a digital account that supports direct deposit, ATM access, ACH, early paycheck and a VisaⓇ debit card. Instead of your credit score, use your Ready Pay account to pay your rent on time to be eligible to apply for a Ready Life mortgage. Ready Life provides a new path to homeownership where you don’t need your credit score to be approved for a mortgage.

Ready Life is a black-owned fintech platform, enabling the generation and preservation of wealth for those who aren’t adequately served by the current system. We build impactful products that give all people the power to improve their lives through everyday actions. Our mission is to equip communities with tools to help them advance economically and create generational wealth. We are shifting from a mindset of not just advocacy, but innovation by creating products that will serve all of us.

Terms apply. All money transmission services in the Ready Pay app are provided by Figure Payments Corporation. The Ready Pay Visa® Debit Card is issued by Primis Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc., with program management services provided by Figure Payments Corporation.