RetireCAN

RetireCAN is a convenient way to manage your finances and create a tax-efficient withdrawal stream. Gather all of your info in one place and develop a reliable financial plan for the life you want. Get specific recommendations on efficiently creating a dynamic withdrawal stream geared to investment returns and inflation. In just a few taps, set your financial goals in motion, and let our easy-to-use products handle the rest. Whenever your financial situation changes, you can adjust your inputs and assumptions, and see how your plan is impacted. This financial planning software is valuable at every stage of life to help keep your financial plan on track.

Save Money: One-time fee apps to help manage your money throughout your whole life
Save Time: Most efficient withdrawal stream for your investable assets
Convenience: 24/7 access to a retirement planning customized to your unique circumstances

This Canadian retirement calculator is programmed with current tax rates. The app will help you estimate your future after-tax income based on your savings rate in your retirement accounts. This strategy brings your registered accounts to $0 at an inflated rate to help create a pension-like retirement plan. You may not want to include any TFSA savings that you do not wish to use for retirement income as this is the most efficient way to pass wealth to your family upon your death.

This app will help you estimate your future income based on your current savings and the current tax brackets. This algorithm helps bring registered accounts to $0 at an inflated rate throughout retirement. Why do we want to do this? To avoid a large tax bill in the final year of your life. Use this app on a regular, or at least annual basis, with your updated values to adjust your retirement withdrawal rate that is matched perfectly to your investment returns and estimated inflation.