Smartiway

Use the Smartiway app for quick and convenient credit line opening. We are the first FinTech company in Ukraine that has made the online using of credit lines simple and mobile. And we are ready to promptly support your requests.
Stay trendy. Be responsible and adhere to payment discipline.


► Why is it profitable to open a credit line in Smartiway?
1. Large amount: credit line limit up to 30,000 UAH.
2. Comfortable payment schedule:
Flexible first period (Intro-period), you can choose its duration up to 31 days, apply a promo code up to -99%, and increase the limit amount.
After that, repayments are made every 2 weeks over 4 months through installments (partial repayment of the principal) – this helps reduce the overall cost of the loan.
Total loan term - from 4 to 5 months.
No need to arrange extensions or restructurings - just make the next payment and stay on schedule.
Important: the client has the legal right to repay the loan early and pay only for the actual period of use. No additional charges.


Example calculation for the first credit line with Smartiway:
Credit line limit size: 1000 UAH
Credit line term: 143 days
Annual percentage rate (APR): 0.00001%
Credit provision fee (financial instrument): 699.14 UAH
Total cost of the credit line = 1000 + (1000 x 0.00001% / 365) x 143 + 699.14 = 1699.14 UAH


► How to get a credit line in minutes with just a smartphone and a bank card?
1. Install the app and complete quick registration.
2. Choose the credit line limit, intro period duration, and submit the application.
3. Verify your bank card and complete identity verification using the BankID system. Automatically receive 500 UAH to your bonus account.
4. After the application is approved, instantly receive funds to your own card and use them.


► What are the advantages of lending from Smartiway?
- Flexible intro-period - choose the duration of the first period, apply promo codes up to -99% on the cost of lending during this period, increase the credit line limit.
- Superfast processing - regular customers receive funds within 1 minute from the application submission.
- Availability 24/7 - use the app anytime, only a smartphone and internet access are needed.
- Automatic approval - no calls - everything happens automatically.
- Cashbacks and bonuses - timely repayment entitles to bonuses under the loyalty program, which can be used to pay accrued fees and interest on the credit line. Also, 250 UAH is credited for both registration and identification through BankID, and through the "Invite Friends" program, you can receive from 100 to 1000 UAH.
- Security - Smartiway cares about the security of its clients, so all data is protected according to the world security standard PCI DSS, developed with the participation of VISA and MasterCard. The confidentiality of your data is protected according to the Privacy Policy of the Smartiway website and mobile application "Smartiway" and the Regulations on the procedure and procedure for protecting personal data of consumers of LLC "SMARTIWAY UKRAINE" posted on the website.
- Convenient repayment - repay the debt in the app or make a payment using the company's details via internet banking, at the bank's cash desk, or self-service terminal.
- Minimum restrictions - minimum age 18 years.


The above information is not an offer to enter into a loan agreement (offer), but only contains a description of the Mobile application under the original name Smartiway on the App Store platform.


Our team is constantly working on improving and developing the service. Do you have interesting ideas or suggestions? Write to the support department at support@smartiway.ua or call 0 800 33 10 34.

LLC "SMARTIWAY UKRAINE"
Ukraine, 03066, city of Kyiv, prov. Okhtyrsky, building 7
License for the activity of a financial company with the right to provide a service - provision of funds and bank metals on credit from 19.03.2024.