SPARQ

The most convenient and engaging way to challenge yourself with your daily expenses and get your personal finances on the right track! Using your everyday financial information, SPARQ helps you to understand how much you can spend on a daily basis and keep your balance in the green zone.

Do we need banking applications in order to manage our finances? We think otherwise! SPARQ allows you to take full control of your finances while receiving beneficial and relevant information about your financial “health”.

SPARQ is providing European Millennials with a free bank account and payment card, as well as analytical tools to provide you with the best insights on your financial habits. Advanced analytics allows you to get a hold of your monthly transactions and understand the direction better.
SPARQ transforms traditional finances into adventure with it’s gamification elements. Make your financial experience more engaging and interesting. Complete challenges and quizzes to earn our internal currency - Qpoints that you can use to upgrade your experience inside of the system. Complete your set goals and receive rewards for it in order to keep yourself on the track to become better everyday.

Manage Your Personal Finances
- Get a step ahead of your spending with our advanced analytics and get the full insight of your finances.
- Set your monthly goals with our vaults and save enough money in time to reach them
- Manage your monthly bills and never be late on the payments again by saving for them in advance.

Spend and Receive Money
- Send and receive money within our app for free
- Make SEPA payments to European banks
- Top up your account and start receiving unique benefits from your SPARQ card.

SPARQ turns traditional finances into engaging journey
- Complete challenges and quizzes to earn rewards
- Generate in-app currency with our uniques SPARQpass algorithm
- Use in-app currency to buy and upgrade features inside of the application

Register today and become an Early Adopter with an unique designed card and special benefits!