spave

Spave® is the only mobile app that uses your everyday spending to help you give to causes you care about and save for your future ... without changing your lifestyle. Make a purchase – make a difference.
The more you spend, the more you spave. The more you spave, the greater the impact you’ll have … for yourself and others.

spave® deducts micro-amounts (“spavings”) from your primary checking account and distributes them to your savings and selected charity(ies). Whenever you make a purchase using the debit or credit card linked to this app, a % (that you define) is deducted from your checking and automatically distributed to your selected Giving and Saving accounts.

Step 1: Link Checking (This is the account that will fund your spavings)
Select (or search for) your bank and sign in using your online banking credentials. All the accounts associated with this bank will be displayed. Select all the accounts you want to use to spave. You can only select one primary checking account to fund your spavings.

Step 2: Link Savings (This is where you’ll set aside spavings for your dreams)
You can only have one savings account. If your account is at a different bank, you will need to select that bank and sign in using your online banking credentials. Not ready to save yet? That’s cool. You can add a savings account at any time.

Step 3: Link Credit/Debit Cards (These are the cards you use to buy stuff)
You can use up to 5 credit/debit cards. If your account is at a different bank, you will need to select that bank and sign in using your online banking credentials.

SECURITY: Protecting your data is vital to us. Spave’s technology is built with multi-factor authentication, bank-level (256-bit encryption) security that meets integration HIPPA, PCI, SOC compliance requirements. Here is Our Security Promise to You: https://bit.ly/2L7lGe3
We have established minimum and maximum amounts as embedded guard rails to protect you from over-committing. We also allow you to set caps to limit the amount of spavings withdrawn from your checking account – per transaction, per day, per week.
Control. Choice. Convenience. Confidence. It’s all yours with spave.

FEATURES:
- Ease: Set it and forget it. Easily and securely link your accounts to start saving and giving with every swipe of your card, then watch your spavings grow.
- Choice: Define your spaving amounts that allow you to live the life you want, give to the causes you care about and save for a secure, fulfilling future.
- Convenience: View your spending, giving, and saving all in one place.
- Confidence: Spend as you normally do, spave does all the work in the background so you don’t have to. We’ll provide little nudges along the way to help you improve your financial wellness. You’ll receive affirming notifications of your activity so you can watch and feel good about the impact you’re having on yourself, your family, your community and the causes you care most about.
- Control: Set or modify weekly, monthly or yearly goals and track your progress. Want to step it up and change your contributions or goals? Not a problem. You can edit your settings at any time. Turn it on. Shut if off. Redirect. Pause. Play. Proceed. You’re in control.
- Empowering: Compare your charitable contributions and personal savings against your total spending. Create giving groups or teams and accelerate contributions and amplify impact. Predict your future savings based on your current progress.

#Coming Soon:

- Ability to direct spavings to your investment accounts, pay-off debt, contribute to a 529 plan, HSA or IRA. Control and choice in the palm of your hand.
- Employer giving match to multiply your giving and its impact.
- Volunteer search (find volunteer opportunities … by location, interest or name)
- Going global