Transcos Loan-loan philippines

Transcos Loan is an online loan service platform with fast review and simple application steps.

Transcos Loan is a loan application serving Filipino users. You can complete the loan application process in the Transcos Loan app without any collateral and get instant cash in just a few simple steps.

Once your loan application is approved, we will automatically deposit cash into your Gcash wallet immediately. No withdrawal operations are required, and you can enjoy convenient loan services anytime and anywhere.

Transcos Loan will be disbursed to your preferred cash-out option once the verification is done.
For Bank and E-Wallet cash-out, you may receive your money while you are paying.

Transcos Loan only serves users who
Filipino citizens
18~60 years old
ID ONE government-issued ID
stable income

Transcos Loan can provide loan services of various terms and amounts, and users can choose according to their actual needs.

Loan amount: ₱1000-₱20000;
Period: 90-180 days;
Service fee: ₱10-₱400;
Daily loan interest rate: 0.09%;
Annual percentage rate(APR): 34.40%.

For example: When a user (borrower) applies for a loan service with a term of 90 days and a total amount of ₱15,000, after deducting a service fee of ₱150 (the service fee includes credit scoring system fees, account fees, third-party fees, etc.) , the actual amount received was ₱14850. The user (borrower) needs to repay ₱5,000 and ₱405 interest every 30 days (monthly). The repayment is divided into 3 installments, and the final total repayment amount is ₱16,215.

Email:info@transcosmosph.com