Virgin Money Australia

Whether you’re spending big, saving hard or simply building better money habits, we’re all for recognising and rewarding you every day, not just some day – with Virgin Money Points, perks and great experiences.

Simple banking you’ll love

• Joining is easy. Sign up for a new Virgin Money transaction or savings account in minutes - literally.
• Linking your existing Virgin Money credit card can be just as quick.

Money however you like

• Instantly link Apple Pay™ and start spending straight away
• Pay your mates and transfer money instantly with PayID & Osko
• Set up regular payments or pay your bills with BPAY
• Create a joint transaction or savings account

Anytime, anywhere

• All your money stuff right at your fingertips
• View your Virgin Money transaction, savings and credit card accounts in the one spot
• Track your spending and see upcoming bills
• Set goals and access Virgin Money Rewards on your transaction and savings accounts, from wherever you are
• We’re never far away with dedicated in-app customer service chat

Making money fitness fun

• Enjoy $0 monthly fees on our transaction and savings accounts
• Keep track of your spending with auto spend categorisation
• Set yourself spend budgets
• Know when your bills are coming
• Get clever insights and real-time alerts to help build good money habits faster
• We’ll put a whole virtual cheer squad of encouragement in the palm of your hand

Smash your savings goals sooner

• Get bonus interest on all your Virgin Money savings accounts when you meet the Monthly Criteria
• Set personalised savings goals and name them how you want
• Create up to 9 savings accounts to manage your money your way
• Round up your purchases to the nearest dollar on your Virgin Money transaction account and send it straight to your savings. Boom! Instant savings.

Enjoy our seriously rewarding transaction and savings accounts – with Virgin Money Rewards

• We’re all about recognising and rewarding you for how you spend, save and manage your money, every day
• Virgin Money Rewards is our all-new rewards program, available on Virgin Money transaction and savings accounts
• It neatly bundles Virgin Money Points, perks and great experiences, all tailored to you
• Earn Virgin Money Points on your everyday transactions
• Earn bonus Virgin Money Points by accessing great offers from hundreds of our partners
• Enjoy exclusive keep-it-in-the-family perks from other Virgin brands
• Book your next hotel stay at competitive rates inside the app, and earn bonus points when you do
• Use your points your way. Transfer them for cash back into your savings account, redeem a gift card from your favourite brand, even use them to erase a purchase you’ve already made! Now that’s rewarding.
• Refer a friend to our transaction account and we’ll reward you both – with some decent points to help you build your balance. T&Cs apply to this one.

Note: if you have one of our Flyer or High Flyer credit cards, you’ll continue to earn Velocity Frequent Flyer Points on your credit card, as you do today. (You can also enjoy Virgin Money Rewards, and earn Virgin Money Points, when you take out a Virgin Money transaction or savings account.)


Prepared by Virgin Money Australia, a division of Bank of Queensland Limited ABN 32 009 656 740 Australian Credit Licence AFSL 244616, the issuer of the transaction and savings accounts. Information provided is of general nature only and does not take into account your personal financial situation, needs or objectives. As we don’t know your financial needs, we can’t advise whether the products will suit you and prior to making any decision you should obtain and consider the relevant terms and conditions of each product before making any decision about whether to acquire or continue to hold it. For full terms and conditions, including information on eligibility criteria, fees and charges or Virgin Money Rewards go to www.virginmoney.com.au/banking/termsandconditions