Wildcard

It’s Pay Day. You see a big number in your bank account, so you splurge. Two weeks later you’re eating cereal for dinner, taking money out of savings to cover rent.

Wildcard helps to spread out your pay cheque instead.

Whenever you put money into Wildcard, it goes into your Pay Account first. We'll show how much money to set aside in your Expenses Account for upcoming bills. You can put a portion into your Savings Account, and get a friend to stop you from spending it. Whatever’s leftover moves slowly into your Spending Account so you don’t spend it all at once.

Get set up and start using your Wildcard with Apple Pay in minutes. We don't charge any fees, and you can cancel at any time if it's not for you.

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The Wildcard Mastercard is issued by EML Payment Solutions Ltd ABN 30 131 436 532. Terms, conditions and more information are available in the PDS at wildcard.money/pds. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.