Wise Business Banking

Wise is modernizing small business banking. With the Wise app, you can apply for a business bank account and access all of the great features to fund, pay, or get paid. We make banking easy so you can focus on running your business.

What do you get for $10/month?

- Qualify for up to 1% cash back incentive on deposits via card spend*
- Accept card payments and bank transfers directly into your account
- Physical and virtual cards with spending controls, real-time notifications, and Apple Pay support
- Fee free cash withdrawals on a nationwide ATM network from Allpoint
- Create and send custom itemized invoices (and reminders!)
- Pay anyone via Bank Transfer (ACH), Instant by Wise, or Mail a Check
- Need to take point-of-sale transactions? Get a Bluetooth card reader for Wise. One is included free with your Wise account - a $100 value.
- Bank with confidence - Wise Company banking services provided by BBVA USA., Member FDIC. Your deposits are FDIC insured up to $250,000, through our banking service provider, BBVA USA.

*Earn up to 1% cash back annual incentive on deposits. You automatically earn 0.5% annual incentive on your deposits at Wise. Qualify to earn an additional 0.1% annual incentive for every $1,000 spent monthly on Wise Cards, up to a maximum of 0.5% annual incentive (for monthly spend of $5000 or more). You are automatically qualified for the bonus incentive based on your monthly card spend.