Wollit Credit Builder

Build credit easily

RATED EXCELLENT ON TRUSTPILOT

Download our app now to join thousands of credit builders across the UK building a brighter financial future with Wollit.

No credit check required
Whatever your credit score, you’re welcome to join Wollit and start building today.

Fast and easy setup
Up and running in just 2 minutes – no forms or paperwork.

Build with all credit agencies
We report to Experian, Equifax, and TransUnion to help you build a stronger credit profile

Trusted by Thousands
An award-winning service trusted by thousands to help improve their credit

Effortless credit building
We report your payments to boost your credit automatically - while you sit back and watch it grow

Freedom to cancel
Cancel anytime, plus a 14-day money-back guarantee for peace of mind.

***START FOR FREE NOW***

HOW DOES WOLLIT WORK?
Wollit makes it easy to build credit with a simple subscription.

Start for free with unlimited access to powerful credit-building tools like Rent Reporting, which turns your regular rent payments into credit-building power, and Affordability Insights that help increase your chances of approval when it matters most.

After 7 days, things ramp up with your first payment of £9.99, and we start building your credit history—showing lenders you're reliable with money. To do this, we provide you with an interest-free loan to cover the cost of your 12-month plan, which you repay in 12 monthly payments of £9.99. We report each payment to all major UK credit agencies (Experian, Equifax, and TransUnion), who add it to your credit file.

It’s like leaving a trail of golden breadcrumbs for lenders, showing you’re reliable and ready for better deals, higher limits, and exciting new opportunities.

***START FOR FREE NOW***

RENT REPORTING
Turn your largest monthly expense into a powerful credit-building tool by reporting your rent payments to Experian.

AFFORDABILITY TRACKER
See how lenders view you and get personalised suggestions to improve your chances of lenders approving your credit applications.

CREDIT SMART
Get personalised tips to achieve your financial goals faster


WHAT OUR CUSTOMERS SAY ABOUT US
"...now I'm getting much better offers"
"...helps improve my score fast!"
"...already seeing an improvement..."
“...does what it promises”
“...a great investment”
“...makes all the difference”


WHO IS WOLLIT FOR?
- New to credit?
- Want a credit card?
- Need a loan?
- New to the UK?
- Dreaming of a home?
-Rebuilding your credit?
- Want to save money?
- Need a mortgage?


WOLLIT CREDIT BUILDER HELPS BUILD:
Your Experian credit report
Your TransUnion credit report (also shown in the Credit Karma app)
Your Equifax credit report (also shown in the ClearScore app)


We think we can score higher than our competitors (Capital One, Aqua, 118 118 Money, Updraft, Zable, Bits, Bip, Abound, Ocean, Zopa, Zilch etc.) because we offer a all-in-one credit building solution that actively works to improve your credit from day one.


HERE TO HELP
Reach our customer service team easily by email, chat or phone.


DOWNLOAD WOLLIT TODAY AND START YOUR JOURNEY TO A BRIGHTER FINANCIAL FUTURE!

Wollit appears on your Experian, Equifax and TransUnion credit files as a loan.
Credit score improvements not guaranteed. Individual results may vary. Terms apply.
Not suitable if you are going through bankruptcy, IVA, have CCJs or late payments.
Wollit Credit Builder is a 12-month plan that you buy on credit and pay off in 12 monthly payments.


Wollit Ltd (Wollit) is a company registered in England and Wales, company number 10687003. Wollit’s Credit Builder Service is unregulated, and this means you will not, as a consumer, have protections that typically come with a regulated product. Improvements to your credit score are not guaranteed. You must be 18 or over to use Wollit. Terms and conditions apply.