Xinja Bank

Xinja is an independent, Australian 100% digital bank designed for mobile, made for people.

Easy as...and fun
Set up your accounts in seconds, in the app, with zero paperwork. Friendly fast support with in-app chat.

Rest assured
State of the art security, built in from day 1, plus like any other bank in Australia, we’re covered by the FCS (Financial Claims Scheme) so the money in your bank account is protected up to $250,000 by the Government.

Win-win
100% digital with the latest technology means low costs for us low or no fees & competitive rates for you.

Bank account – open an account in a couple of minutes
Fund it & use instantly with Apple Pay or Google Pay. Xinja charges no card, account or ATM fees. Lock & unlock your card in the app for added security.

What’s next
We're shortly launching "Dabble", our US Share trading platform plus we're planning to launch Personal Loans in a few months and after that to relaunch 'Stash' - our v popular savings account with a highly competitive rate & no strings (no intro period, minimum deposits or payments).