Yama Credit - Online Loan App

Yama Credit belongs to Yama Finance Limited is an application for online loan application and is a financial loan product of registered with the Reserve Bank of India. Our NBFC is "Yama Finance Limited" To provide you with a seamless loan experience through online processes and low requirements, we also create a safe and comfortable environment for our users through strong security precautions.

【Product Details】
Loan Amount: Up to Rs 200,000 can be loaned.
Interest rate: The annual interest rate is 12% to 26% (the actual situation depends on the loan product and user risk situation)
Loan Tenure: Flexible tenure from 91 days to 365 days.
【Calculation Example of Loan Products】
Loan Amount: Rs 60,000
Loan term: 120 days
Annual interest rate APR: 25%
Interest = 60,000*0.25/360*120=₹5000
Handling Fee: ₹0
Total repayment amount = loan amount + interest + handling fee = 60,000+5000+0=₹65000
Monthly payment amount = total repayment amount / loan period * 30 = (60,000 + 5000 + 0) / 120 * 30 = ₹16250
*These figures are for reference only and the final interest rate or processing fee may vary from borrower to borrower depending on his/her credit assessment

Privacy and Security

Yama Credit uses SHA-2 and 2048-bit encryption (the most powerful security system on the market), the security is trustworthy, and an SSL certificate is used to ensure the security of user data privacy.

Why choose us?
1. It can be operated on the mobile phone, the online operation is simple and fast, no mortgage is required, and the loan can be applied for by filling in the basic information
2. Diversified products, according to your different needs, we have different products to serve you. Diversified products help you choose, plan and experience your financial life well.
3. Support installment repayment, installment repayment will give you the lowest repayment pressure and help relieve your financial pressure.
4. No additional fees
5. Absolute security of information, we guarantee that your data will not be leaked illegally, and will not be easily crawled by any illegal elements to ensure your information security and privacy security.

How to use our products?
【Product usage steps】
1. Download the Yama Credit app and register with your phone number;
2. Fill in and submit your personal loan basic information and bank account information;
3. Upload KYC documents, including the front and back of your ID card, PAN card photos, etc.;
4. After the approval, the loan will arrive in your bank account immediately (please make sure your bank account is valid)

How to contact us:
Yama Credit Customer Service is always ready to help you.
If you have any questions that need to be answered, please contact our customer service staff, we will do our best to answer any of your questions.
Working hours: 9:00 am to 6:00 pm (Monday to Friday)
Please contact us by:
Email: yamacredit@yamafinance.in
Address: B-6/5, Iocal Shopping Center Safdarjung Enclave ,New Delhi - 110029,