Zip - Shop Now, Pay Later

Zip lets you own the things you love now - and pay later, interest free. Managing your Zip account is fast, easy and secure with the Zip app.

SPLIT ANY PURCHASE IN 4
Buy now, pay later in 4 instalments over 6 weeks — in select stores and online. Get approved instantly, with no application forms or hassle.

THE SMART ALTERNATIVE TO CREDIT
Zip performs a soft credit check so applying takes moments and doesn’t affect your credit score. We’ll let you know when instalments are due so you’re on top of every payment.
Browse our directory of stores including Boohoo, JD Sports, Homebase. Marks Electrical, ShopTo, Lux Skin, Dan Young, DLSB, JTF, Hype and NFD.

MANAGE YOUR ACCOUNT
The app allows you to easily track your spending, view transaction history and manage open payments, as well as updating your account details - including your payment method - at any time.

EASY RETURNS.
Report a return right in the app and we’ll pause your instalments so you’re not charged while it’s being processed.

HOW DO I USE ZIP?
1. Install the app and link your payment card to start shopping.
2. Browse our directory of stores.
3. When you’re ready to complete your purchase, tap the ‘Pay with Zip’ button and follow the prompts to complete the checkout
4. Your purchase will be split into 4 equal instalments - repaid over 6 weeks.
Get answers to frequently asked questions and contact our support team directly from the app.