Zivy: Advance Cash Flow Helper

Take control of your finances with Zivy — your smart guide to managing cash flow, reducing debt, and building a secure financial future.
Whether you're working to pay down debt, preparing for upcoming bills, or just aiming to stay ahead of unexpected expenses — Zivy gives you the clarity and tools you need to manage money with confidence. Built for speed, simplicity, and long-term impact, it helps you stay focused, organized, and financially prepared.

Key Features
Debt & Payment Planner
Organize your loans, credit cards, and recurring payments in one place. Set payoff goals and track your progress toward becoming debt-free.

Real-Time Cash Flow Tracker
Visualize your income and expenses across all categories. Identify timing gaps — especially useful for planning around cash advance needs or payday loan schedules.

Goal-Driven Savings Tools
Build emergency funds and savings goals that match your lifestyle. Track how close you are to achieving financial stability.

Custom Bill & Payday Alerts
Get reminders that align with your income cycle. Never miss a due date or fall behind on payments again.

Borrowing Log & Repayment Strategy
Log borrowed amounts and repayment dates. Adjust strategies as your situation evolves and stay in control.

Zivy is the ideal app for users who want to organize their finances, monitor their cash flow, plan for shortfalls, and stay on top of personal debts — without relying on traditional financial institutions.

Disclaimer
Zivy does not provide financial, lending, legal, or investment services.
It does not offer payday loans, cash advances, or any borrowing products. Zivy is a financial planning tool created to help users organize income, track savings goals, and make informed personal finance decisions.
For specific financial advice, always consult with a licensed professional.