AGI Moneey

Making any day a pay day
India’s Integrated Earning on Demand platform
Get quick access to the money you’ve already earned — with no debt, no hidden costs, and no credit score worries. Stay financially prepared, every day.

Why choose this app:
• This is not a loan and it’s an affordable alternative to salary advance
• Helps employees to manage mid-month expenses or emergencies
• Enables employee to withdraw salary immediately
• Short-term withdrawal doesn’t require any credit check as it is not a loan but an access to earned salary

Example
• Monthly Salary: ₹12,000
• Monthly payday: 7th of next month
• Need funds on: 18th of current month
• Attendance recorded in the app:
• Present: 15 days
• Absent: 3 days
• Earned salary eligible to withdraw by the 18th (15 days) – ₹6,000

Cost illustration:
• Advance requested: ₹5,000
• Platform fee including GST (e.g., 2%): ₹100
• Amount credited to your account: ₹4,900
• Amount repaid (via salary deduction): ₹5,000

Who can use this app
Our service is available to employees of partner organizations who:
1. Live in India
2. Are currently employed by a company enrolled with our company
3. Complete a quick, one time KYC verification

Trusted lending & EWA partners
Salary advances and personal loans are processed through RBI registered NBFC partners:
• Surmit Investment Private Limited (CIN: U64990DL1996PTC079056)

Your privacy & data protection

To deliver a seamless experience, the app may request:
• Camera– for quick selfie KYC
• Location – for marking your attendance

Your data stays protected with:
• Advanced encryption (both in transit and at rest)
• Secure data storage exclusively within India

Privacy Policy: https://agimoneey.com/privacypolicy
Terms & Conditions: https://agimoneey.com/terms