ANNA Business Credit Cards

ANNA Money Credit (formerly Cape) – Smarter Business Credit, built for growth
Running a business is hard enough. Managing company spend shouldn't be.
ANNA Money Credit gives you smarter corporate cards, real-time spend controls, and a complimentary ANNA Money Business Account, all powered by Mastercard, with 0% APR, no hidden fees, and credit limits up to $500k.

Here's what you get with ANNA:
Corporate cards for every team member – issue physical or virtual cards instantly for Admins, Accountants, or Employees
Stay in control – set spend limits, block out-of-policy expenses, and track spend in real time across your entire company
Travel with confidence – no FX fees, complimentary business travel insurance, and Mastercard DragonPass lounge access
Free ANNA Money Business Account – includes Business BSB and Account Number, invoice management, automated tax (BAS & IAS) filing, and smart bookkeeping tools to take the pain out of admin
Pay your everyday business bills – suppliers, payroll, superannuation, even the ATO. Use your ANNA credit limit to pay directly and free up cashflow
Manage cards with ease – activate, freeze, or replace instantly in the app, plus PIN reminders

Why ANNA Money Credit is different:
0% APR – use your business credit without interest dragging you down
Credit limits up to $500k – flexibility to fuel growth at any stage
Transparent pricing — no hidden fees, no surprises
Lightning-fast setup — apply online, get approved quickly, and start issuing cards straight away
24/7 locally based customer support — real people, no bots

The ANNA Money Credit App works for Admin, Accountant, and Employee users, so your whole team can manage spend without friction.
Plus, you'll never have to worry about out-of-policy spending again. With built-in spend controls and card limits, we automatically enforce your company's expense policy — empowering employees to use their corporate cards confidently while reducing the burden of managing reimbursements.
Take control of your business finances today.

Not a customer yet? Apply in minutes at https://annamoney.au/services/credit-card/application/eligibility