Artha Cash : Instant loan

Artha Cash is a secure digital lending platform powered by SHIKSHA FINANCIAL SERVICES INDIA PRIVATE LIMITED, a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI) and acting as the direct lender. The Artha Cash app facilitates a seamless loan application and disbursement process — all online, with zero paperwork.

Loan Details:
Loan Amount: ₹3,000 to ₹100,000
Loan Tenure: 93 to 180 days
Daily Interest Rate: 0.05%
Maximum APR: 18.25%
Service Fee: 0% (GST 18% included)
Late Fee: 1% on overdue amounts
Prepayment Fee: None

Example Loan Calculation:
For a ₹10,000 loan at 18.25% APR for 180 days:

Interest: ₹10,000 × 0.05% × 180 = ₹900
Total Repayment: ₹10,900
Monthly Installment: ₹1,816.67 (approx.)
Service Fee: ₹0
Net Disbursed: ₹10,000

Why Choose Artha Cash?
Direct lending from RBI-registered NBFC
100% paperless and fast disbursal
Transparent charges — no hidden fees
No prepayment penalties
Secure and trusted process

Eligibility:
Indian citizen aged 18 or above
Valid PAN and Aadhaar
Stable source of income

Contact Us:
Phone number: 91 7602496273
Email: contact@shikshafinanceiosapp.com
Address: 497, 3rd Floor, Kattima Isana Mall, Poonamalee High Road, Arumbakkam, Chennai, Tamil Nadu – 600106, India.

Privacy Policy: https://www.shikshafinanceiosapp.com/privacy.html