Bajaj Finserv Loans, UPI & FD

The Bajaj Finserv app is here to simplify your bill payments and financial needs. You can apply for personal loan, RBL credit card, EMI Card, pay bills and shop for the latest electronics and home appliances with the Bajaj Finserv app.
 
What’s New Section:
Explore our newly launched features -
- Bill payments and mobile recharge
- Bajaj Finserv wallet
- Best discounts on monthly bill
- Store locator
- Expense manager
- In-App Program
 
Instant Personal Loan App
You can apply for an instant personal loan of up to ₹25 Lakh and get quick approval with this personal loan app. Instant personal loan is available at minimal documentation for professionals & self-employed individuals at affordable interest rates.

Highlights of instant personal loan

- Finance Amount: ₹30,000 to ₹25 Lakh
- Repayment Tenure: 12 to 84 months
- Rate of Interest / Annual Percentage Rate (APR): 12% to 34%
- Processing Fees: ₹500 to ₹2000
 
E.g. of Personal Loan  
For ₹1,00,000/- borrowed at Interest rate* of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹1000, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,14,572.
*Interest rate and processing fees varies as per the products.
 
Bill Payments, DTH and Mobile Recharge app

- Mobile Recharge: Recharge mobile for all top operators like Vi, Reliance Jio, Airtel, BSNL etc. all on a single platform. Browse from the top prepaid recharge plans and pay for your mobile recharge right from your home. You can do both your prepaid mobile and postpaid mobile recharge online.
- DTH Recharge: Pay for your DTH recharge for top billers like Tatasky, Airtel DTH, Videocon D2H, Sun Direct TV etc.
- Utility Bill Payments: Make electricity bill payment online along with utilities such as water bill, LPG, etc from the comfort of your home. Pay for all top service providers like MSEB, Adani Electricity Mumbai, BSES, BESCOM, Indane Gas, HP Gas, Bharat Gas etc.
- FASTag: Pay and manage your FASTag account using Bajaj Finserv wallet for any vehicle & skip the toll. Link your UPI with the app for easy & quick payments.
 
You can also pay your hospital bills, education fees, credit card bills using the Bajaj Finserv wallet. The variety of payment modes also include credit card, debit card, UPI payments, Bajaj Finserv wallet and net banking.

Your daily payments are now easy with Bajaj Finserv Wallet. Load money in your wallet to make in-store and online payments with a simple click. You can use your wallet balance to make online bill payments easily.
 
Shop online on EMI
Buy the latest electronics, home appliances online at easy EMIs from India’s only EMI store. Get the best products from top brands delivered at your doorstep.
Mobile on EMI: Buy the latest mobiles including iPhone, Oppo, Vivo, Samsung, MI at EMI.
Home appliances on EMI: Upgrade your home with the latest home appliances at EMI. Shop  AC, TV at the EMI store.

 
EMI Card
Get your EMI card by applying online using the mobile app. Pay your EMIs online, get access to latest deals & offers on the app. Digitise your card & get access to your EMI Card limit. Use this limit to shop mobile, AC, TV, home appliances at no-cost EMIs.
 
Credit Card
You can apply for Bajaj Finserv Co-brand Credit Card in 3 easy steps. Keep track of your Credit card transactions, make credit card bill payments and download statements on the go. Enjoy contactless transactions, interest-free cash withdrawal for up to 50 days, reward points on spends and more with the RBL credit card.
 
Investment & Insurance App
Fixed Deposit: Invest in Bajaj Finance Fixed Deposits and get assured high returns. Get special interest rates for senior citizens.
 
Top Apps in one place
Access best deals from top apps and save your storage with In-App Programs. Book flights & hotels, sell old cars, get the best price for old phones, buy medicines at discounts and more.