Bankpay: pay instantly by bank

Bankpay is UK’s Unified Payments Network that connects essential financial utilities including free personal transfers, 1-click ecommerce checkout, rewards and more - all to your mobile number. Bankpay unifies 1,600+ banks across Europe to enable instant payments without the need for exchanging bank account information or topping up digital wallets using cards.

UK’s premier way of sending and receiving money - pay and get paid with Bankpay.

Instant, free transfers

Works with any bank across the UK

Bankpay works like a chat app where you can send a payment or request money from anybody in your contacts as well as track all your past expenses with that contact using the app - all you need is a mobile number.

Send money fast and easy

Pay friends instantly for free

If you use an app like Splitwise, Tricount or Splittr to keep track of your expenses with your friends, all you need is their phone number to split costs or bills and pay friends back to settle I-owe-yous instantly. Need to split the bill for last night’s pizza or movie tickets? Ping it back to your friends instantly for free. Use the Bankpay app to transfer money for free from your personal bank accounts across the UK and request payments from anybody in your contacts.

Collect cash from selling apps

If you use apps like Gumtree, or Facebook Marketplace to sell your pre-loved items, you can now request money from your buyers without having to send them your bank details. Good payment sense meets selling online with Bankpay. Unlike apps like PayPal, Bankpay holds none of your funds as they don’t pass through us - you receive money instantly and keep whats yours. Unlike apps like Venmo or Cash App, Bankpay is not a digital wallet to load funds into and Bankpay is 100% free for all.

Instant direct bank payments

Bankpay’s Open Banking infrastructure facilitates fast payments direct to bank accounts of anyone in your contacts in 2 clicks. Sending money should be as easy as sending a text and it is with Bankpay.

All your bank accounts linked to your mobile number

All your bank accounts can be linked to the Bankpay Unified Payments Network and accessed with your mobile number to let you pay and receive money into any of your bank account and all you need is your mobile number.

No need to add account beneficiaries in your banking app

No exchanging bank account number + sort code combinations

No transfer fees

No delayed transfers

No fund holds

Security and Control

Authentication at every step

Bankpay requires every payment to be authenticated via your mobile banking app.

Bank-level security

Bankpay and its partners employ a bulletproof infrastructure to ensure what’s yours remains yours. Send money without worrying about identity theft or loss of funds.

UK’s premier way of sending and receiving money

“I absolutely LOVE how simple Bankpay is. I don’t want to spend my time on a payments app and the Bankpay app is just perfect for that. Took me seconds to login and start requesting and sending money to my contacts” - Kathryn Wall

“Bankpay is a game changer! I have been clearing out my house and selling a lot of my old stuff on online marketplaces and use Bankpay to collect payments. It’s free, and all payments go straight to my bank account instantly. I have never seen anything like this - 5 stars!“ - Jamie Robinson

“I use Bankpay to split payments with my friends every weekend and we all love how convenient it is!“ - Alan Lee

Need help? Get in touch with the Bankpay team in London by emailing support@bankpay.to

Are you a business? Visit bankpay.to and see how we can help you collect payments better.