BillEase - Buy Now, Pay Later

Shop at your favorite stores. Buy now and pay later with easy installments.

Shop Now, Pay Later
You can buy now, pay later and enjoy hassle-free shopping with BillEase! At checkout, choose Pay Later, Pay in 4 installments, or Pay Monthly with only 1/3 upfront payment and terms up to 12 months in over 700+ stores. No credit card required. Download and sign up now!

Explore Promos and Discounts
Get exclusive discounts and installment offers as low as 0% APR (annual percentage rate) in select BillEase store partners. We offer the lowest interest rate for installments at only 3.49% per month.

How to Pay with BillEase
To Pay with BillEase, select BillEase as your payment method at the merchant's online checkout and choose the payment schedule you like best. For in-store payment, simply scan a QR code provided at the checkout counter. For social sellers, request for payment link to proceed.

Avail Personal Loan
Apply for an online cash loan in less than 5 minutes. Enjoy our fast disbursal and low interest personal loan product. Our loan product is more convenient than SSS loans, consumer loans or cash credit and you can reloan immediately after completing one loan cycle.

Top Up Your e-Wallet
Petsa de Peligro? Top up your e-wallet with BillEase. You can easily top up your GCash, PayMaya, Coins.ph, Lazada, ShopeePay, GrabPay, and Bayad wallet up to PhP 5,000.

Buy Loads and Game Credits
Choose from 100+ prepaid loads & promos – text, call, data, and combo promos from major Telco providers. Need new skins for your PUBG character or Mobile Legends hero? Instantly buy gaming PINs now and pay later, no interest! Non-stop gaming with Steam Wallet, Razer PIN, and Garena Shells.

Build Your Credit Score
Build credit while shopping. We promote responsible borrowing by providing a transparent and reliable all-in-one credit app that will help you shop with ease and access cash for your needs. You can build good credit history when you’re always on top of your loan repayments.

Convenient Repayment
Pay your loan through your favorite bank via InstaPay or PESONet. You can also link your online bank account like BPI and UnionBank as well as GCash and other e-Wallets for instant payment confirmation or pay at over 22,000 7-Eleven, Cebuana, and MLhuillier retail outlets.

Responsible and Transparent
Our app lets you select your installments and see the exact amount you will pay every month. We always show a Disclosure Statement in compliance with the Truth in Lending Act (R.A. 3765) for you to see the terms and conditions:

Monthly Interest Rate: 0%-3.49%
Annual Percentage Rate (APR): 0%-41.88%
Service Charges: 0%-10%
Loan Amount: PhP 500-PhP 40,000
Installment Terms: 2-12 months

Representative Example of Installment Plan:
- You availed a 3-month Lazada Installment plan for PhP 12,000
- We will disburse PhP12,000 to your Lazada Wallet with no deductions
- You will need to repay in 3 monthly installments of PhP 4,539. This consists of PhP 4,000 principal loan amount, PhP 419 interest rate, PhP 120 service charge per installment
- In total you will need to repay PhP 13,617 which includes PhP 12,000 principal loan amount, PHP 1,257 interest rate and PhP 360 service charge

Contact Us
Email: info@billease.ph
Call us: SMART: 09999804333 | GLOBE: 09159039339
Facebook: https://www.facebook.com/billeaseph/
Instagram: https://www.instagram.com/billeaseph/
TikTok: https://vt.tiktok.com/ZSeQtDMuV/

BillEase is a product of First Digital Finance Corporation (FDFC). FDFC is regulated by the Securities and Exchange Commission as a financing company (CoA No.: 1101) and by the Bangko Sentral ng Pilipinas as Operator of Payment System (OPSCOR-2021-0007).