bopay

Download the bopay app to access flexible credit, supported by exceptional customer care. Check if you qualify for a credit line from £200 to £1500.

Representative APR 29.9% (variable). 

bopay credit is exclusively for UK residents, 18+, with a valid bank account and debit card.

If approved, withdraw what you need, and only pay interest on your withdrawals.  No charges or early repayment fees.

There’s no minimum repayment term, however it is important that you keep up at least your minimum monthly repayment. We encourage you to pay more than the minimum payment in order to reduce the amount of interest you need to pay. Repayments are collected monthly by Continuous Payment Authority.

If approved you can withdraw as much or as little as you want, and you only pay interest on what you use.  There are no charges, and no early repayment fees. We also offer preferential rates to our loyal customers.

Get even more from bopay with our complimentary offers and rewards program.

bopay is a trading name of Essential Finance Management Ltd. We are authorised and regulated by the Financial Conduct Authority, under the Consumer Credit Act 1974.