Take full control of your credit card payments — without sharing a single piece of personal data
Card Smart
What is it about?
Take full control of your credit card payments — without sharing a single piece of personal data.
App Store Description
Take full control of your credit card payments — without sharing a single piece of personal data.
Credit Wise helps you understand how your credit cards work, calculate interest, and plan smarter purchases — all offline and 100% private.
Key Features:
- Add all your credit cards
- Store name, interest rate (APR), cutoff date, and payment date — just what you need, nothing you don’t.
- Simulate any purchase
- Enter a date, amount, and card — instantly see:
- When it will appear on your statement
- The exact due date
- Interest you’ll pay if you don’t pay in full
- Get useful payment tips
- Learn when’s the best day to buy to get extra days before payment or save interest.
- Visual Payment Calendar
- View your upcoming purchases, statement closes, and due dates on an intuitive timeline. See how waiting just a few days can change everything.
- Offline. Private. Secure.
- Credit Wise works entirely on your device. No logins. No cloud. No personal data shared.
- Export your data
- Generate and share detailed payment reports in Excel or PDF format.
Perfect for
Anyone who uses credit cards and wants to make smarter decisions about when and how to pay.
Stop guessing. Start planning smarter with Credit Wise.
AppAdvice does not own this application and only provides images and links contained in the iTunes Search API, to help our users find the best apps to download. If you are the developer of this app and would like your information removed, please send a request to takedown@appadvice.com and your information will be removed.