Cerdas Kredit-Pinjam Uang OL

Cerdas Kredit is your trusted partner for instant online personal loans in India. Whether you need funds for medical emergencies, education, travel, or home improvements, our platform offers quick, convenient, and secure loan services directly from your smartphone. With flexible loan amounts from ₹10,000 up to ₹6,000,000 and repayment terms of 180–365 days, financial freedom is now within your reach.

What Makes Us Different?
Borrow from ₹10,000 to ₹6,000,000
Flexible repayment of 91–365 days
Interest Rate 7.3% to 18.25% per annum
Provide your PAN, Aadhaar to proceed
Money reaches your bank in minutes

Based on advanced technology, the entire process is digitized and the loan application is submitted online. Your information is strictly protected and will not be disclosed to anyone.

Example of how personal loans work from the Cerdas Kredit Personal Loan App
1. Loan amount: ₹ 50,000
2. Interest: 14.60% p.a.
3. Tenure: 300 days
4. Your EMI: ₹ 5,600
5. Total amount to be paid: ₹ 49,270.83 x 10 = ₹ 56,000
6. Total interest paid: ₹ 6,000

Personal Loan Eligibility Criteria
1. Age above 21 years and below 55 years
2. Minimum in-hand monthly salary: Metropolitan - ₹ 5,000 | Non-Metropolitan - ₹1,000
3. Residence of India

How do you apply for an instant personal loan on the Cerdas Kredit Personal Loan App?
Personal loan application on the Cerdas Kredit Instant Loan App is easy.
1. Download and log in to the Cerdas Kredit Instant Loan App.
2. Fill in your basic details and upload the required documents.
3. Choose your desired instant loan amount and preferred tenure.
4. Get money transferred to your account in just 5 minutes.

Privacy Security & Protection
Cerdas Kredit App follows global standards of high level data encryption/decryption protocols to protect user data.

How to Contact Cerdas Kredit
Email: cs@vrindavan-capital.com
Address: 2608/3 1st Floor Bank Street, Gurudwara Road, Karol Bagh, New Delhi, Delhi 110005