Chip In - Couples Finances

We believe in our app so much that we offer you a free 1-month Trial!

** NEW ** Full support for iOS 26 liquid glass!

What makes Chip In different? Imagine Rocket Money with support for Couples Sharing Finances!

Recurring Transactions - 100% synced daily, providing you insight into your current and upcoming spending. We sync your individual transactions, subscriptions, and income. No lagging sync, our data is updated almost hourly.

Forecasting - We breakdown your upcoming bills, income, and more. By day, week, and month. We show you your next major expenses, your next incoming paydays, and your spending habits, broken down by category and frequency. No other couple's financial app is even close to this comprehensive. We use advanced algorithms to predict your payday amounts, for example. We don't just assume it's a repeating amount.

Automatic daily sync – Every purchase from your linked bank or card accounts lands in the app each day, courtesy of secure Plaid integration.

One‑tap splits & category insights – Divide any transaction 50/50 or by custom amounts, then see exactly where shared money goes with effortless category breakdowns.

Instant partner connect – Invite your partner in seconds and start sharing only the transactions you choose; your individual accounts stay completely siloed. This means you get two subscriptions for the price of one!

Flexible, reversible payments – Settle up instantly through peer-to-peer payment apps Venmo, Cash App, or other types, such as cash/check payments. Change your mind? Reverse the payment record before money moves.

Total account control – Add or remove institutions or specific accounts on the fly; Chip In notifies you if re‑authentication is ever needed.

Snap‑and‑save receipts – Photograph a paper receipt, and our document‑AI builds the transaction for you—perfect for cash or subscription renewals.

Manual entries, too – Log rent, group dinners, or anything that isn’t on a statement, so nothing falls through the cracks.

Privacy by design – You share only the transactions you pick. Your partner never sees balances, accounts, or anything you don’t explicitly share.

Bank‑grade security – Zero credential storage, one‑time‑password sign‑up, encrypted cloud architecture, and the latest secure protocols keep your data locked down.

Real-time alerts – Get notified the moment a sync stalls, an institution requires re-authentication, or any issue arises.

Fair & flexible pricing – Enjoy a 7‑day free trial, then choose an industry‑leading low monthly or annual plan. Cancel anytime right inside the app—no phone calls, no chatbots, no hassle.

Chip In Subscriptions helps couples stay financially on the same page. With your subscription, you get:
• Unlimited linked bank and card accounts via Plaid
• Forecasting - we can predict your next subscription dates, your next pay day, using advanced algorithms. Not just repeating past numbers.
• Automatic daily transactions, subscriptions, income, and bank data syncing
• Free shared partner access (invite your partner at no extra cost)
• No limit on transactions and payment history
• Smart split calculations & settlement reports
• Unlimited AI receipt scanning
• Cloud backup & cross-device sync
• Priority chat support

Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless auto-renewal is turned off at least 24 hours prior to the end of the current period. Your account will be charged for renewal within 24 hours before the end of the current period. You can manage and cancel your subscriptions by going to your Account Settings on the App Store after purchase. Any unused portion of a free trial period, if offered, will be forfeited when you purchase a subscription.

Terms of Use (EULA): https://coupleschipping.in/mobiletermsofservice