CLUBFICO™

Use this app to refer clients that cannot get approved. Then we send them right back to you with a better chance of receiving an approval.
Do you have credit-challenged clients that are trying to get declined by your lenders? You are not alone, most sales professionals that sell high ticket items spend time with clients to only find out that the client cannot qualify for financing or the terms (i.e. down payment, interest rate or term) made the purchase challenging or non-existent. Now you have access to a company that will help your client financially prepare for the purchase from their credit to the down payment. Benefit from our experienced credit experts as they work with clients that you can’t sell due to their credit challenges. Unlike “credit repair companies”, our unique and ethical process challenges the way that lenders report items to the credit bureaus. Therefore, we never “dispute” the information is false, we only challenge the format of the reporting. We hold all the data furnishers and bureaus to the data specification standard written by the Consumer Data Industry Association (CDIA).
You refer us clients and we send them back to you when they have a better chance of securing an approval through you. You can also earn bird dogs for each client that signs up for our services.
CLUBFICO, INC. is a Georgia Not-For-Profit that partners with sales professionals and companies to assist their clients to qualify for credit approvals. When you refer a client to us, we work to increase their financial standing and credit score. We specialize in helping clients become viable for financing institutions, so they can get the approvals and then educate them to become fiscally responsible moving forward. It starts off with an audit of the client’s credit bureaus, then we challenge the way the negative items are reported.
Do you have clients with late payments, collections, bankruptcy’s (dismissed, multiple, discharged), judgments or other credit challenges? Use this app to refer clients our way, so we can send them back to you when they have a better chance of an approval.
After you download the app, you can select “Sign Up”, then follow the prompts in your email. After your email has been confirmed, you can log in to refer clients right in the app, just select “LogIn” and complete the credentials. We look forward to helping your clients. Happy Selling!!