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CreditRupiya is a Personal Loan App exclusively for Young Adults across India within the age group 18 – 45 years

CreditRupiya - cred loan app

by ESN FINANCE AND CAPITAL SERVICES LIMITED

What is it about?

CreditRupiya is a Personal Loan App exclusively for Young Adults across India within the age group 18 – 45 years. You can avail a Loan with zero collateral and minimum documentation and the process is completely online.

App Details

Version
1.0.1
Rating
(37)
Size
12Mb
Genre
Business
Last updated
December 11, 2023
Release date
December 5, 2023
More info

App Screenshots

App Store Description

CreditRupiya is a Personal Loan App exclusively for Young Adults across India within the age group 18 – 45 years. You can avail a Loan with zero collateral and minimum documentation and the process is completely online.

Money crunch, Medical emergencies, Bills chasing you, Payment dues, Credit Card dues, any Financial issues can be solved at your fingertips with CreditRupiya.

Eligibility:
1. Indian Citizens
2. 18 - 45 years old
3) Should have a monthly Source of Income

Features:
1) Hassel Free Process
2) Process is Completely Digital
3) Minimal Documentation required
4) Accessible across India
5) Instant Approval of Loan Amount
6) Amount will be credited directly to your Bank Account

How to get started?
1) Install the CreditRupiya App from App Store
2) Sign up using your Facebook account or Mobile Number.
3) Upload your KYC Documents (PAN, AADHAR Card/Passport)
4) Application will be verified and approved by our lending partner instantly
5) E-sign the loan Agreement Digitally
6) Our lending partner will credit the Loan amount to your account Instantly

Amount, Tenure, Fees Charges:
Amount: ₹ 1000 - ₹ 80,000
Tenure: 3 months to 12 months
Interest Rates: 2.5% per month, 30% per annum
(Depending on the creditworthiness, Repayment ability and users risk profile, and the maximum rate of interest is 30% per annum)
Processing Fee: Starting from 1% up to 3%
(A unique tailored structure of processing fee depending upon the risk profile and creditworthiness of the user)
GST: 18% applicable on the Processing fee as per Indian Law

Representative Example
Principal Amount: ₹10,000
Annual Interest Rate : 30 %
Loan Tenure : 12 months
Payable Interest : ₹ 1698.46
Processing Fee : ₹200 - ₹800
Total Payable Amount : ₹11,698.46
Monthly Payable Amount : ₹947.87
(NOTE: These numbers are just a representation for calculating the rate of interest)

Documents Required:
1) PAN Card
2) Passport /Aadhar Card (Linked with mobile number)
3) Student ID Card (If in case of Students)

Contact us
Email: support@lecred.in
Call: 1800121918888
Address: Site No.243, First Floor, Defence Colony, Indiranagar Bangalore 560038(NOTE: These numbers are just a representation for calculating the rate of interest)

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