CreditU

Join thousands of satisfied users who have already transformed their financial future and lifted the burden of debt with CreditU, brought to you by American Consumer Credit Counseling, Inc. (ACCC).

Experience how you can efficiently manage your credit, reduce debt, and optimize budgeting with a trusted, user-friendly platform, anytime and anywhere. Whether you're looking to manage existing debt, or streamline your finances, CreditU is your trusted partner in navigating the complexities of personal finance.

Starting your journey toward a more secure and prosperous financial future is just a click away!

Why Choose CreditU? 

- Advanced Debt Analysis and Budgeting: Leverage our state-of-the-art algorithms to evaluate your debts and generate personalized, efficient budget plans specifically designed for you.
- Seamless Integration with Our Debt Management Plan (DMP): CreditU offers versatile tools that cater to both current participants and those considering our proven DMP. For those already enrolled, CreditU enables effortless management of your plan. Easily track your payments, adjust your budgets, and receive real-time updates directly through your mobile device. If you are not yet part of our DMP, CreditU provides essential insights and resources to help you understand and effectively manage your finances.
- Continuous Progress Monitoring: Watch your credit score improve and track your debt reduction progress. Celebrate each milestone and stay motivated with insightful updates. 
- Robust Security Measures: We prioritize your privacy and data security. Feel secure with our advanced encryption and strict privacy protocols.

Upgrade to CreditU Premium for an enhanced experience:

- Automate Your Budget: Eliminate the hassle of manually entering your financial information each month to keep track of your finances. Let us handle the heavy lifting while you enjoy a more streamlined experience.
- Daily Personalized Snacks Tailored by AI: Receive daily personalized content for your unique situation. Boost your financial knowledge with tailored educational materials designed to help you make informed financial decisions. 
- Set Unlimited Financial Goals: Upgrading to Premium grants you unlimited goal creation and expert guidance every step of the way. Whether it's saving for a vacation, buying a home, or achieving other financial aspirations, CreditU provides you with personalized steps that are both educational and actionable to help you reach your goals.
- Access to your Credit Score & Credit Factors: Beyond checking your credit score, CreditU offers valuable insights to help you understand and enhance your credit health. We provide personalized tips to improve your score and track your creditworthiness over time.
- Financial Calculators: Unlock access to additional calculators and simplify complex financial decisions. Whether you're planning your retirement, assessing home affordability, or saving for college, our calculators are designed to streamline a variety of financial scenarios.

Our full terms of service may be viewed online at https://www.creditu.org/terms-of-service