Divisive

Divisive shows how much money you can spend everyday

Sum your cash money from your all bank accounts, deduct not yet paid fixed expenses for the current month (such as rent or bills) and enter the amount when you launch the app for the first time. This will be your money for living until the end of the month. Divisive will help you to spend gradually and avoid lack of the mony on the last days of the month. You will know:
- how much money left for the rest of the month
- what is the limit for today
- how much have you spent today so far
- how much money you can still spend today

Save everyday and increase the limit for next days

If you don’t exceed the limit for today, saved amount will increase the limit for next days. The more you save everyday, the more you will have to spend for next days. At the beginning of the month the limit will be lower and it will be more difficult to spend less. But the closer to the end of the month, the limit for next days will grow faster. Every subsequent day you will have more monet to spend. The last day the limit shows how much you managed to save in the given month. You can spend this money for pleasure, save it, invest or decide to take it into calculation for next month (which will increase the starting limit).

If you any fail to meet the limit, don’t worry. It happens. The amount you spent over the limit will decrease the limit for next days. However, if it happens too often, it means that you should pay more attention to your expenses and maybe resign from something.

Add every expense or income

After you spend or receive some money, add the transaction on the home screen of the app. After the transaction is added, the values of left amount for the current month, today’s limit, expenses and left amount, will update. The transaction will also appear on the list of transactions where you can modify or delete.

Select your currency and enable iCloud sync

On the setting page you can select your currency. On the list there are three main currencies and the Polish Zloty (PLN). However, if you want to use any other currency, you can type it in the text field below and save.

Divisive offers also iCloud backup and sync to all of your devices. In order to activate it you need to purchase the premium subscription. So far this is the only premium feature of Divisive but the list will be extended soon.

Divisive can be displayed either in light mode and dark mode according to system settings of your device.

Divisive App is governed by Apple’s standard End User License Agreement (EULA). You can read the EULA here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/