Dora – Mobile Banking

Dora is a bilingual mobile banking app with no credit check, monthly fees or minimum balance. No SSN required - open an account with a passport, consular ID or ITIN.

The Dora mobile banking app is packed full of free features to help you manage your money along with the tools to help you grow your financial future. Manage your account, set up automatic bill payments and deposit checks all from your phone. It’s your money – keep it that way with no monthly maintenance fees. The Dora app offers a free checking account built for everyone in a bilingual (Spanish and English) mobile banking experience. Our mobile app turns every debit card swipe into a donation to Sharing Hope, helping make a difference in children’s lives just by using your card, at no cost to you!

What you’ll love about the Dora checking account:
• Open an account with a passport, consular ID, ITIN or SSN.
• No credit check, monthly fees or minimum balance requirement
• Bilingual - full Spanish/English experience
• Free Visa® debit card
• Receive & send money to anyone with a U.S. bank account
• Access to over 30,000 surcharge-free ATMs
• Deposit cash at over 88,000 retail locations*
• Deposit checks easily, right from your phone
• Early payday! Get paid up to 2 days early with direct deposit**
• Pay your bills directly from the app
• View your account balance & transaction history
• Free personalized financial coaching
• Graduate to a Credit Union account


At Dora, your account is safe & secure:
• 2 factor authentication
• Fingerprint & face ID verification
• Instant debit card freeze & unfreeze right in the app
• Backed by 5 credit unions


*Service fees may apply. VanillaDirect Pay is provided by InComm Financial Services, Inc. (NMLS# 912772), which is licensed as a Money Transmitter by the New York State Department of Financial Services. Terms and conditions apply.

**Early pay direct deposit is a benefit provided by USALLIANCE Financial and is not guaranteed; early deposit may be up to two days early of your actual payment settlement day but is contingent upon the receipt and successful processing of the deposit from your payor/employer. USALLIANCE Financial does not have control over when your funds are received from or sent by your payor/employer. For questions regarding your payment date, please speak with your payor/employer.

Dora Financial is a marketing company, not a bank. Banking services are provided by USALLIANCE Federal Credit Union d/b/a USALLIANCE Financial. Member NCUA. The Dora Visa® Debit Card is issued by USALLIANCE Financial pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your card for its issuing credit union.