Edfaly

Edfaly is a highly flexible platform for one of the digital payment solutions provided by the Bank of Commerce and Development, which allows conducting and completing many and varied financial transactions quickly, easily and with just one click.
Dinar application enables all financial transactions to be carried out easily and in a completely secure manner, as all customer data is encrypted and highly confidential.
Dinar application allows the customer to complete various financial transactions such as money transfers, purchase from electronic payment stores Pay me, receive cash deposit, cash withdrawal and other services provided by the Bank of Commerce and Development to its valued customers.
Dinar application is also available to any Libyan citizen who is not a customer of the bank, where any citizen can obtain the application, register, and enjoy Dinar services by using his phone number, personal identity card and national number.
Dinar application features
Dinar application provides many advantages, the most important of which is speed and easy direct steps in conducting various operations in a confidential manner and in complete safety.
Dinar application provides distinctive and varied services to the customer and provides distinguished services shared between the customer and Pay Me Stores.



Special services provided to customers
- Remittances to any other Dinar customer.
- Payments for any purchase value from any of Pay me stores by typing the store’s phone or by scanning the merchant’s QR Code.
- Buy recharge cards and charge the phone directly or send them to any other person.
- Transferring funds from the customer’s bank account at the Bank of Commerce and Development to his account in Dinar application.
- Dinar customer can make money transfers to his account or to any other account in the Bank of Commerce and Development.
- Issuing a regular and customized account statement for all account transactions.
- Issuing certified checks from dinar accounts and receiving them from any branch of the Bank of Commerce and Development, with the possibility of authorizing others to receive them.

Shared services between the customer and the stores
- The merchant can send a payment request to Dinar customer when purchasing from the store.
- Direct transfers between Pay Me stores are done with ease and speed, with complete confidentiality and security.
- The merchant can make a financial deposit in the accounts of Dinar customers or the accounts of the bank's customers.
- The merchant can withdraw “Cash out” from the customer’s wallet with the customer’s approval using a transfer code.
- The merchant can make a deposit “Cash In “to the customer's wallet.
- Issuing a regular or customized daily or weekly/monthly/annual account statement for all account transactions, whether for all points of sale combined or for a specific point of sale.

Cash Transfers
* From account to cash.
* From cash to cash.
* All digital bank users/ Dinar user/ Pay me stores/ and POS in stores can all transfer through the application directly to themselves or to others.
* If the citizen does not have any of the aforementioned application and wants to make a cash transfer, the sender can go to the nearest pay-to-me store, a dinar user, a digital bank user, or any of the Bank of Commerce and Development branches and deliver the cash + transfer fees.
Beneficiaries of Dinar Application
Available to Bank of Commerce and Development customers and to merchants subscribed to electronic payment platforms (Edfa3ly stores)
The Dinar application is also available to any Libyan citizen even if he is not the bank’s customers, where any citizen can obtain the application and enjoy Dinar services by subscribing and registering with phone number , proof of identity and national number