ExpressOne

With benefits ranging from low interest rates to quick disbursements, ExpressOne provides swift access to short-term loans the moment you need it! Sign up now, let’s show you the express way to sort out your needs.



RATES AND REQUIREMENTS

Looking for a quick and easy way to be financially free? Or do you need short-term loans to quickly fix you up?

Sign up on ExpressOne today and you can get a loan from N5,000 to N200,000 within minutes!

To qualify for our loans, one must be above 21 years of age and must be employed with a steady income. Our interest rate ranges from 3% to 10% per month, making it a minimum Annual Percentage Rate (APR) of 36% and a maximum Annual Percentage Rate (APR) of 120%. Our product tenors range from a minimum of 2 months (i.e 60 days) to a maximum tenor of 6 months (i.e 180 days), depending on the product you’re eligible for.

FOR EXAMPLE;
If you get a personal loan product of N10,000 to pay back over a 1-months tenor at an interest rate and fees of 3% per month (36% APR), you will be paying back JUST N300 in interest. Making your total Principal + Interest repayment of N10,300, only.

No collateral, guarantors, or excess documents! We just want you to be financially free! However, for loans beyond certain amounts, we may require additional documentation. Nevertheless, all you need is to download our app and apply right from your mobile phone. Yes, it’s that easy!


BORROW RESPONSIBLY

To determine your eligibility when you apply for a loan, we consider various attributes such as your credit score, past loan performance etc. We require that loan applications be filled with accurate information as any forgery could delay your loan request, or you may be blacklisted. In addition, for cases of fraud, you may be reported to the appropriate authorities.