FatakPay

Instant Personal Loan App for Salaried & Self-Employed Professionals

FatakPay Digital Private Limited is a Leading HR fintech company offering credit and financial products through an award-winning platform. Get fast personal loans at low interest rates, hassle-free, whether salaried or self-employed, anytime, anywhere.

Why is FatakPay the perfect choice for all customers?
• Online Personal EMI Loans: From ₹1,000 to ₹200,000
• Interest Rate Range - 12% to 35.95% per annum.
• Tenure – Choose repayment periods from 3 to 24 months.
• 100% Digital processing and 10-minute loan disbursal.
• Cashback and Rewards: Enjoy monthly saving rewards on purchases through our merchant tie-ups.

Types of Loan Offerings:
Salaried Short-term Loan - We offer flexi personal loans with a 3-12 month repayment for loan amounts between ₹1,000 to ₹25,000. You just need your KYC details to apply.

Personal Loan - We offer easy loans to salaried with flexible repayment terms of 6 to 24 months for a
loan amount of ₹25,000 to ₹2,00,000. Apply online for an instant loan using KYC details.

Personal Loan (Illustration):
• Loan Amount: ₹20,000
• Tenure: 12-months
• Rate of Interest: 20% per annum
• Processing Fee: ₹500 (2.5%)
• GST on Processing: ₹90
• Total Interest: ₹2232
• EMI: ₹1,853
• APR: 24.89%
• Amount Disbursed: ₹19410
• Total Repayment Amount: ₹22,232
• Total cost of the loan = Interest Amount + Processing Fees + GST = ₹2232 + ₹500 + ₹90 = ₹2,822

Eligibility:
• Indian National
• Over the age of 21
• Steady monthly income

Steps to avail an instant loan:
• Install Fatakpay loan app
• Sign up using a mobile number
• Provide PAN number & check your eligibility
• Upload KYC documents, including your address, and get your profile verified
• Choose your loan amount and tenure
• Provide your bank details for credit and to avail of other facilities

Lending Partners:
FatakPay has partnered with Atmos Finance (P) Ltd (N-13.02297), an RBI-regulated NBFC. Our policies and services fully comply with RBI regulations.

View the FatakPay facilitator listing: https://www.procredit.co.in/our_partner.php

(P.S: Procredit is the brand name used by Atmos Finance (P) Limited)

Financial Wellness for All!
Fatakpay follows a human-first approach to customer service. We ensure customer safety and respect and maintain data protection. Our processes aspire to provide a seamless journey and experience. Our collection processes are designed to be empathetic and follow all guidelines prescribed by RBI.
• Only registered landline numbers are used for promotion and collection activities. No private or personal mobile numbers and no foreign numbers are used.
• All payments are to be done through our App. We never ask our customers to make any payments into personal or private bank accounts.
• All our calls are monitored and recorded. Our agents never use threats or abusive language.
• We never ask for commission or cutbacks on payments of dues.
• Our App does not seek permission to access your Contacts List or any other private data.

Data Protection:
FatakPay prioritizes data security with ISO 27001:2013 certification. Data at rest and in transit is 100% encrypted. Customer data is stored and processed within India for added security. FatakPay ensures restricted access, and employees cannot access customer information. Users also have the option to delete their data from the database at any time.

For our Privacy Policy, visit: https://fatakpay.com/privacy-policy
For our Terms & Conditions, visit: https://fatakpay.com/terms-condition

Contact Us:
• Email: help@fatakpay.com
• Phone Number: +91-98204 76476
• Address : 1A Fatakpay Digital Private Ltd, Technopolis Knowledge Park, Mahakali Caves Road,
Andheri East, Mumbai - 400093.