FI Toolkit

FI Toolkit is an app to help you pursue Financial Independence and gain greater financial health through informative articles and by references to popular FI and FIRE authors. My goal (as the author and a user of FI Toolkit) is to connect you to the important and relevant truths about saving for your future and how life choices can impact your projected downstream security. The app calculates and plots net-worth and a detailed spreadsheet that reflect your financial status and your anticipated cash flows. The all important questions of “When will I become Financially Independent?” and “How long will my money last?” will at last be answerable.

Features:
• Convenient input “sliders” for information entry
• Informative articles about finance and Financial Independence
• Multiple account types for Cash, Portfolio (stocks), Tax Deferred, and Tax Free
• Social Security inputs for yourself and spouse
• Multiple scenarios to explore alternate life choice directions
• Detailed income and expense entries
• Instant calculation and display of results (plot & spreadsheet formats)
• Summary of the scenario and the computed results

Also:

• Considers inflation factors
• Makes allowances for an emergency fund
• Determines contributions to retirement accounts
• Compounds account balances
• Estimates Federal and State taxes
• Determine distributions for expenses during retirement
• Computes Required Minimum Distributions (RMDs)

The app provides login security features (including FaceID) and synchronizes with your iPhone, iPad, and Macintosh devices. Your information is private to you and is not shared with anyone outside of the Apple secure enclave. The app is also ad-free, requires no subscription, and does not affiliate with any financial institutions selling products or services.