Finko: Budget & Track Spending

Finko is Your Personal Money Therapist

Stop stressing about budget decisions alone. Tap the red button and talk to Finko about any money question - from "Can I afford this weekend trip?" to "How can I save more this month?" Get instant, personalized advice based on your actual spending patterns and budget.


Break Free From Money Shame

Stop avoiding your finances out of guilt or fear. Finko creates a safe space where you can openly discuss any spending decision without judgment. Whether you overspent on takeout again or made an impulse purchase, your personal budget advisor listens with understanding and helps you move forward constructively.


Smart Budgeting Made Simple

Connect your bank accounts through Plaid and watch Finko automatically categorize your transactions. Set spending limits for categories like groceries, dining, shopping, and transportation. Visual progress bars show exactly where you stand each month.


Turn Impulsive Spending Into Mindful Choices

Before you buy that thing you're not sure about, just ask Finko. Get personalized guidance that considers your actual budget and goals, helping you pause and make intentional decisions. "I really want these shoes, but I've already spent a lot this week" - have real conversations about real spending dilemmas.


Real-Time Spending Insights

See your live spending rate compared to previous months with beautiful charts and graphs. Track both automatic bank transactions and manual entries in one clean interface. Mark transactions as reviewed to stay on top of every dollar.


Voice-First Financial Guidance

Unlike other apps that just show you data, Finko listens and responds. Ask about squeezing a last-minute purchase into your budget, get advice on overspending, or discuss your financial goals - all through natural conversation with your personal budget advisor.


Key Features*:

- Judgment-Free Personal Budget Advisor: Talk openly about spending without shame
- Impulse Control Support: Get guidance before making purchases
- Emotional Money Coaching: Process financial stress and build confidence
- Automatic Transaction Import: Connect 100+ banks via Plaid integration
- Smart Categorization: Effortlessly organize spending into custom categories
- Budget Tracking: Set realistic limits with encouraging progress indicators
- Spending Analytics: Understand patterns with easy-to-read charts
- Transaction Review: Stay engaged with your finances at your own pace


Perfect For:

- Anyone who feels anxious or guilty about money
- People struggling with impulse spending
- Those who avoid looking at their finances
- Users wanting supportive guidance, not judgment
- Anyone ready to build a healthier relationship with money



Privacy & Security
Your financial conversations are completely private and protected with bank-grade security. We use read-only access with 256-bit encryption - no credentials stored, no money movement possible.


No Ads:
Finko is not supported by advertisers. You’ll never see an advertisement interrupting your experience.


* Membership Details:
Access to Finko app and all features requires a paid subscription. You will be billed either monthly or yearly based on the plan you select.



Terms of Service: https://www.getfinko.com/terms-of-service
Privacy Policy: https://www.getfinko.com/privacy-policy