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Introducing Financial IQ (FiQ): The smart, private, and truly free way to manage your personal finances

FiQ

by Ajay Joy

What is it about?

Introducing Financial IQ (FiQ): The smart, private, and truly free way to manage your personal finances. Unlike other apps, FiQ puts your data and privacy first. Our powerful on-device AI automatically categorizes your transactions and generates insights, ensuring that your sensitive financial information never leaves your phone.

App Details

Version
1.1.5
Rating
NA
Size
21Mb
Genre
Finance Productivity
Last updated
October 15, 2025
Release date
September 9, 2025
More info

App Store Description

Introducing Financial IQ (FiQ): The smart, private, and truly free way to manage your personal finances. Unlike other apps, FiQ puts your data and privacy first. Our powerful on-device AI automatically categorizes your transactions and generates insights, ensuring that your sensitive financial information never leaves your phone.

Please Note: For this release, the optional Gemini Chat and receipt scanning features are powered by a secure online connection which connects with your Gemini Account. This is a temporary solution until our next update, which will integrate a powerful on-device LLM to keep these features fully private.

Your All-in-One Financial Command Center

On-Device AI Categorization: Upload a CSV file or add a transaction manually. Our AI instantly organizes your spending into categories, all processed privately on your device.

Total Data Privacy: Your financial data is yours alone. All of your information is stored and processed locally on your device, ensuring complete security.

Seamless Sync with iCloud: Sync your data across all your Apple devices (iPhone, iPad, etc.) using your own secure iCloud. This keeps your information consistent and backed up without relying on external servers.

Actionable Insights: FiQ's AI identifies subscriptions, highlights spending trends, and provides insights to help you save money and make better financial decisions.

Goals & Investments: Set and track financial goals, manage investments, and link them to your categories for auto-tracking.

Smart Credit Card Recommendations: Based on your spending habits, FiQ can help you discover which credit cards in the market are best for you. This list of credit card will be refreshed regularly with market changes.

Chat with Your Data: Connect your Gemini account to securely chat with your data and ask questions, turning your financial information into a personal, conversational assistant. (This feature uses an online connection.)

Built for the Commoner, Powered by the Community

Financial IQ (FiQ) was created to make financial literacy accessible to everyone, without the burden of subscriptions, ads, or hidden fees. We believe that powerful financial tools should be a right, not a privilege.

FiQ is a project built on public support and generosity. There are no paywalls or "pro" features. Our app is sustained entirely by voluntary donations from users who believe in our mission of providing a free, secure, and powerful financial tool for all.

Join us and take control of your financial future. Together.

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