Gauss: Cut Credit Card Rates

Gauss Money makes your credit cards up to 90% cheaper and helps you earn more and spend less when using them. Watch your card balances getting paid off instantly, your savings and investments growing, and your credit score improving. Gauss users build thousands of dollars of wealth, without stretching their budgets or changing the cards they use.


Gauss team is on a mission to help people build wealth in the easiest and fairest way and is really willing to listen to users and help as much as possible. Feel free to ping us any time in the in-app chat or over the email support@gauss.money!



HOW IT WORKS


In 5 minutes, Gauss can help you get on the path to build savings off your credit cards! There are no risks to signing up - it won’t affect your credit score and there’s no fees!

1. Connect your credit cards and checking accounts securely
Keeping your data safe is our top priority. Placid has a read-only access to your accounts and all your information is transmitted via encrypted channels.

2. Activate your Gauss Credit Line
If you qualify, Gauss provides up to $25,000 low APR credit line to instantly payoff card balances anytime you like or even automatically as soon as they emerge.

You keep using your cards normally, repay us once a month with minimum payments or more. No fees!

3. Watch you balances go down and your savings grow
Gauss keeps track of the balances, interest rates, utilization, due dates and your savings for each connected card.

You get rewards for paying card bills! You can use rewards to lower Gauss Line APR or increase its credit limit!

You may choose to automatically pay some extra on top of your minimum payments. Gauss shows you how much more you save on interest and how much faster you pay off, depending on the amount of extra.

You can pay off your card balances from Gauss line automatically. Gauss always saves you money by paying off balances with APRs that are higher than your Gauss APR! And yes - no fees!


FAQ

What does Gauss charge?
12-16% variable APR (which is the same as interest rate; changes with prime rate) is charged on your Gauss Line balance. There’s no balance on Gauss Line until your cards are actually paid. The Line has no fees, and we never charge interest on interest.


How does Gauss save me money?
Gauss lowers APR on your existing credit cards, saving you money on interest. Card bills go down, and you can consistently pay above minimums without spending more, therefore saving on interest even further.


DETAILS


Gauss app and servicing is only available in English. Gauss service is currently available in 23 states. You can check if your state is supported in the first onboarding step in the app.

Gauss is not affiliated with Truebill, Credit Karma, Earnest, Earnin, Current, Chime, Cash App, Varo Money, Albert, Brigit, Dave, Klover, Empower, Tally, Money Lion, Bright Money.