Gravy: Homebuying for renters

Gravy is the super app for first-time homebuyers. Earn cash-back on rent toward your future home, save for a down payment, track your mortgage credit score, and connect with first-time homebuyer experts. It's the best way to buy your first house, no matter where you are on your journey to homeownership.

+ EARN REWARDS: Get 5% cash-back on your monthly rent payments, redeemable toward your mortgage closing costs. For a limited time, users are also eligible for a Homebuyer Bonus of up to $5,400.*

+ SAVE SMARTER: Open a dedicated savings account for your down payment. Gravy's purpose-built house fund is FDIC-insured, secure, and totally free. Personalized recommendations get you started, and auto-deposits keep you on track so you can buy your home sooner.

+ HUMAN HELP: Learn the ins and outs of saving for and buying your first home. Have a question? Your dedicated Gravy home advisor is available to help every step of the way.

+ GET THE HOUSE: Connect with our network of amazing real estate agents and mortgage lenders. Assembling your homebuying dream team with local experts that specialize in working with first-time homebuyers has never been easier.

+ PLUS MORE: Gravy members can opt-in to a Gravy+ subscription, which makes it easy to earn rewards more quickly, receive gifts from family and friends into your Gravy Savings Account, and track your unique mortgage credit score.

Our mission is to make homeownership more accessible for all. It's time your dream home, became reality.

Sign-up only takes a minute, and Gravy is free to get started!

*Restrictions apply. See terms for details at gravy.co/legal