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Happypera2, a lending app dedicated to serving Filipino users

Happy pera-Fast Gcash Loan

by Gallardo Credit And Loans Corp.

What is it about?

Happypera2, a lending app dedicated to serving Filipino users.Connected to major banks like BPI and BDO, we provide access to microloans through cash apps like Gcash.

App Details

Version
1.0.4
Rating
(2994)
Size
45Mb
Genre
Finance
Last updated
December 15, 2023
Release date
November 13, 2023
More info

App Screenshots

App Store Description

Happypera2, a lending app dedicated to serving Filipino users.Connected to major banks like BPI and BDO, we provide access to microloans through cash apps like Gcash.
With Happypera2, you can complete the entire loan application process directly within the app. Quickly upload basic documents and get instant pre-approval for the cash you need.
Once approved, the cash is automatically credited to your Gcash wallet within minutes. No more trips to the bank - now you can access loan funds anytime, anywhere via your mobile device.
As one of the top-rated loan apps in the Philippines, we offer flexible payment plans to suit your needs. Repay through your BPI mobile banking or BDO online services with daily, weekly or monthly installments.
Download Happypera2 now to experience the fastest cash loans in the country directly on your phone. Let us be your lending partner for all of life's little financial needs.
Our SEC number is CS201906145.Registration number is 2940.
Business loan
- Loan amount: ₱5,000 - ₱60,000
- Loan tenure: 91 days - 181 days
- Maximum annual interest rate: 30%
- Processing fee: ₱0
If a user borrows ₱10,000 with a loan tenure of 91 days and a daily interest rate of 0.08%, the repayment plan would be as follows:
1. Interest: 10,000 Rupees * 0.08% * 91 = 728 Rupees
2. Total repayment amount: 10,000 Rupees + 728 Rupees = 10,728 Rupees
3. Monthly installment: 10,728 Rupees / 3 = 3,576 Rupees
Here's how Happypera2 works:
1. Download and install the Happypera2 app from your smartphone's app store.
2. Register for an account and complete a simple identity verification process to ensure the security of your information.
3. Enter the desired loan amount and select the loan duration that suits your needs.
4. Sit back and relax as our advanced algorithms process your application. You'll receive a loan decision within minutes.
5. If your loan application is approved, the requested amount will be swiftly and securely deposited directly into your bank account.
6. It's important to repay your loan on time to maintain a good borrowing record and ensure access to future borrowing opportunities.
Privacy Policy:
At Happypera2, we prioritize protecting your privacy and are committed to keeping your personal information safe. When you use our loan application application, we may collect certain personal information to facilitate the loan process. This information may include your name, contact information, identification number, employment information and financial status.
Please be assured that we will only collect and process your personal information to the extent permitted by law. We have a responsibility to protect your information carefully and to comply with applicable privacy laws and regulations.
The information we collect is used for specific purposes, such as processing loan applications, assessing your creditworthiness, providing customer service, and conducting statistical analysis and market research. We will never disclose your personal information to any third party unless expressly authorized by you or required by law.
- Contact us
Address : 1300 Roxas Boulevard Pasay City, Manila, 1300 Philippines
Email :cs@happypera2.com

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