Himani MyCash-instant loan

Looking for a quick and easy way to get a loan? Look no further than Himani MyCash! Our app gives you instant approval in just a few minutes—no fuss, no hassle!

Why We're Different?
- Money Straight to Your Account: No waiting around—your funds hit your bank instantly.
- No Paperwork Needed: Everything is done online, so you can say goodbye to piles of forms.
- Instant Loans: We've got you covered with quick personal loans.
- Flexible EMIs: Pay back over 3, 4, 5, or 6 months—whatever works best for you!

Our loan offerings are designed to suit your financial needs with the following terms:
Loan Limit: Up to ₹500,000
Repayment Period: 91 to 180 days
Processing Fee: Up to 3% of the total loan amount
Daily Interest Rate: 0.09%
Annual Percentage Rate (APR): 32.18%

For example, if you take a ₹40,000 loan at an APR of 32.18% for 91 days, your monthly installment will be ₹14,391. By the end of the loan term, you'll repay a total of ₹43,174, which includes ₹3,174 in interest. In addition, a processing fee of ₹1,200 and GST of ₹216 on the fee will be applied, raising the overall loan cost to ₹4,590. Therefore, the amount disbursed to you will be ₹38,584, as the processing fee and GST are deducted from the loan amount upfront.

Getting started with Himani MyCash
1. Get Himani MyCash from the App Store.
2. Sign Up: Log in using your phone number—it's that simple!
3. Finish Verification: Complete the KYC process to get the green light.
4. Transfer Funds: Once approved, you can move your money to your bank account whenever you need it.

Got questions? Drop us a line at contact@himanileasing.com—we're here to help!