hsalculator

This is a precise, convenient and practical mortgage calculator, convenient for everyone to use

Equal principal and interest repayment: the total principal amount of the mortgage loan is added up with the total interest, and then evenly distributed to each month of the repayment period. As a payer, he repays a fixed amount to the bank every month, but the proportion of the principal increases month by month and the proportion of interest decreases month by month.

Equal principal repayment: apportion the principal to each month, and pay off the interest between the last trading day and the current repayment date. Compared with the same amount of principal and interest, the total interest expense is lower, but the principal and interest paid in the early stage are more, and the repayment burden decreases month by month.