ifthenpay 2025

ifthenpay – Simple and Secure Payments for Your Business

This application is exclusive to ifthenpay clients.
If you are not yet our client, please contact us to subscribe to the service.

With the ifthenpay app, companies, online stores, schools, clubs, associations, and municipalities can issue Multibanco References, Payshop, MB WAY, Google Pay, Apple Pay, Cofidis Pay, or Pix, allowing payments through various digital and physical channels.

Main features:

Generation of Multibanco and Payshop References
Sending MB WAY payment requests
Sending payment references via SMS, email, QR Code, and more
Generation of payment links using Pay By Link and Pinpay
Creation of QR codes for payment with PAY.ME
Dynamic Multibanco references with defined validity
Real-time payment notifications
Access to payment history and graphical analysis
Access to contract data
Validation of event entries via form registration
Multi-user
Multi-company

Benefits:

24/7 payment availability
No cost to the end user
Same cost for the seller, regardless of the payment method chosen by the customer
Immediate notifications after payment
Secure, reliable, and widely used payment methods
Customer data protection
Reduced payment deadlines
Lower administrative costs and effort
Checkout completed on the seller’s website, with no redirections

Supported payment channels and methods:

Multibanco terminals
Payshop locations (over 4,000 in Portugal)
Homebanking
Bank cards, with over 19 million MB cards in circulation, 98% co-branded with Visa, Mastercard, or American Express
MB WAY
Google Pay
Apple Pay
Cofidis Pay
Pix (Brazil)
Physical and virtual POS terminals
Mobile phones with banking apps

How it works:
1. Generate the payment reference or link through the app
2. The customer selects the desired channel and completes the payment: Multibanco, Payshop, Homebanking, MB SPOT, mobile phone, credit card, POS terminal, MB WAY, Google Pay, Apple Pay, Cofidis Pay, or Pix
3. After payment, you receive real-time confirmation
4. ifthenpay transfers the received amounts daily, deducting the service fee
5. A monthly invoice/receipt is sent, including a payment statement and transfer confirmations

About ifthenpay:

ifthenpay, Lda.
Payment Institution authorized and supervised by the Bank of Portugal (Registration No. 8707)
VAT Number: 510 450 024
Share capital: €1,105,188.12
Rua S. José, no. 771, 4535-404 Santa Maria de Lamas

Phone: +351 227 660 871 or 808 222 777
Email: suporte@ifthenpay.com
Website: www.ifthenpay.com