ING-DIGICASH by Payconiq

ING-DIGICASH by Payconiq MOBILE PAYMENT: FAST, CONVENIENT, SECURE & FREE

ING-DIGICASH by Payconiq is a free App that enables you to pay in stores, your bills, in other Apps, in online shops and to send, receive & request money to and from any phone number, with transfers via the underlying bank account(s) in Luxembourg.

- Quick & convenient
- Free (except mobile operator charges)
- From 0.01 € up to 5,000 €
- Highly secure & set your own payment limits
- Send & request money to/from any mobile number - with underlying bank transfer
- Works for most Luxembourg bank accounts/customers
- Available in hundreds of stores and with many (utility) bill issuers
- Link loyalty cards – all-in-one payment experience

*** A BANK PAYMENT APP

The ING-DIGICASH by Payconiq App is linked both to your phone number and your bank account(s). It meets banking-grade security standards; all payments are authorised with your Fingerprint or your PIN Code. You can set your security limits according to your preferences (default: 1250 EUR). Payments are made using (SEPA) bank transfer (funds may only be available the next working day).

*** QUICK ACTIVATION

To start using the App right away, all you have to do is to link it to your bank account using your LuxTrust Token. Launch the App and you’ll be guided through the process, it’s fairly easy.

*** SEND, RECEIVE & REQUEST MONEY

DIGICASH by Payconiq is by far the fastest way to transfer money between two people. Choose the recipient’s phone number from your address book, type in the amount, authorise the payment and a SMS/push message is sent to the recipient. If the recipient has already activated DIGICASH by Payconiq, the operation is triggered immediately, and if not, a SMS message is send out inviting the recipient to subscribe. Once he/she has activated DIGICASH by Payconiq, funds will be transferred into the recipient’s bank account.

Request money from any phone number: the most convenient way to get paid back by your friends, family or colleagues. Simply choose their phone number, type in the amount and they’ll get the request. You’ll receive a notification once they have made the requested payment.

*** IN STORE PAYMENT WITH BEACONS

Truly contactless payments with the DIGICASH Beacon: launch the ING-DIGICASH by Payconiq App, hold your phone close to the Beacon device at the cash-desk and the amount to pay is automatically displayed on your phone (some phone covers may affect signal quality). Validate the payment with your fingerprint/PIN Code and you’re done. In selected shops (Auchan Luxembourg), you can even link your loyalty card and receive your bonus points/euros without any further action at each payment.

*** BILL PAYMENT WITH QR CODES

The quickest way to pay the bills: launch the App, scan the DIGICASH QR Code on the bill, confirm the payment and you’re done, typically in less than 10 seconds. It works with your insurance and energy bills, with your telecom and public sector/municipality invoices provided DIGICASH by Payconiq payments are accepted.

Feel free to use it at DIGICASH by Payconiq partner restaurants as well: no need to wait for the payment terminal, just scan the QR Code on the bill. You may even add a tip and then just leave right away.

*** PAYMENT IN OTHER APPS & IN ONLINE STORES

Buy your transportation tickets with the M-Ticket App, top up your kid’s Restopolis account or use DIGICASH by Payconiq on selected web sites: it is the most secure and the most convenient way to pay by clicking on the DIGICASH button in the App/web site or in the web store. No card or bank data is transferred and nobody else can use your ING-DIGICASH by Payconiq App as all payments are authorised via fingerprint/PIN Code.