InvestCAN

InvestCAN is a convenient way to manage and grow your finances. Make informed decisions strategically across key markets with ease.

Save Money: One-time fee apps to help manage your money throughout your whole life
Save Time: Recommended ETFs are the best 3, 5, 10 & 15-Year annualized returns of each asset class
Convenience: 24/7 access to a tactical asset allocation strategy customized to your unique circumstances

Discover exactly which Canadian Exchange Traded Funds (ETFs) to buy for a diversified and risk-adjusted portfolio. Take advantage of irregularities in the market using tactical asset allocation (TAA) instead of purchasing a one-fits-all investment solution from a financial institution. By making a one-time purchase of this inexpensive app, you’ll have the recommendations of a financial advisor for the rest of your life. This will avoid you from paying management expenses of approximately 0.4 – 1.25%.

This calculator now includes a rebalancing feature to help recommend which investments to withdraw from for your retirement income and where to invest new deposits.

HINT: Make sure to adjust your portfolio with each update provided throughout the year.

First Time Users
To make your investment journey easier, stocks have been labelled in green and bonds in grey. Make sure none of the inputs have red text.

STEP 1:Input current age, retirement age and life expectancy
STEP 2: Input your current investment total in Deposit
STEP 3: Choose 1 of 3 investment solutions:

Purchase an all-in-one investment portfolio (Top Left)
Purchase 2 fund Equities and Fixed income portfolio (Top Center and Right)
Purchase a diversified portfolio using the left and/or right ETF of each asset class (Lower)

Rebalancing
To make your investment journey easier, stocks have been labelled in green and bonds in grey. Rebalance your accounts at your discretion to follow a tactical asset allocation strategy. This can be monthly, quarterly or annually. Generally speaking, the more frequently you rebalance, the safer your money will likely be. Trusting your intuition and considering investment trading fees (if any), will help you determine how often you should rebalance. It wouldn’t be unreasonable to only rebalance once a year using the recommendations from the app. Please know, however, the app is updated at least once a month to reflect the current market. Rebalancing your investment portfolio helps maintain your desired asset allocation and risk tolerance. This ensures that market fluctuations don’t skew your original investment strategy, allowing you to stay aligned with your financial goals over time.

STEP 1:Input current age, retirement age and life expectancy
STEP 2:Input current investments by asset class. Input new contributions into Deposit or Withdrawal
STEP 3:Follow current investment strategy (1 of 3) :

Buy/Sell the all-in-one investment recommendation (Top Left)
Buy/Sell the 2 fund Equities and Fixed income portfolio recommendation (Top Center and Right)
Buy/Sell the diversified portfolio using the left and/or right ETF of each asset class by selling (-) or buying (+) your an ETF of that asset class (Lower)

Pro Tips:
There are 4 ETFs to choose from in the rebalancer
If you don’t like a particular ETF within an asset class, replace the recommendation with the appropriate XWD/HAF