JoyPeso-Peso Cash Loan Online

JoyPeso is a fast loan app, one of the fastest cash loan apps in the Philippines. Users can apply for a Credit Line that can be used for the Cash Loan, online installment shopping!

More amazing features:
1. Automated credit renewal
- Once you pay thru our convenient online payment partners, your credit instantly replenishes!
2. No hidden charges
- Get the full amount of your loan. JoyPeso makes sure you get 100% of the easy cash you need.
3. No Downpayment for shopping installment
- Shop from our online shopping platform and merchant partners without any down payment, we make sure you get the items you want without having to pay cash upfront!
4. Reserve medicines online
- Skip the long lines in pharmacies and seek health services online; this feature seeks to help you manage healthcare while staying safe at home.

Can’t wait for your loan?
Simple process
All procedures can be completed on the cell phone and no paper documents are required.
100% data security protection
JoyPeso guarantees the security of your data 24 hours a day, providing the highest level of security for your data and your privacy.

RATES AND FEES
The Loan App offer:
* Loan Amount: ₱ 2,000 - ₱ 180,000
* Loan Term: the shortest tenor is 91 days, the longest is 365 days
* Interest rate: 10% – 26% per annum

The online cash loan cost is calculated:
Amount to be returned = Loan Amount + Interest Amount, where
Interest Amount = Loan Amount * Loan Period * (Rate in %)

Interest is accrued to initial loan amount and included into repayment, e.g.:
Online cash loan amount = PHP 13,000
Loan installment terms = 5 months
Nominal monthly interest rate = 16% per month
Interest amount total for 5 months = PHP 10480.83
Repayment (bimonthly) = PHP 2348.8
Repayment (monthly) = PHP 4696.17
Total amount to be paid by client = 23480.83

Loan Applicant Minimum Requirement
* Age between 18 to 60
* Philippines Citizenship
* Philippines ID holder

Easy steps to get a loan:
(1)Download JoyPeso in App Store.
(2)Submit information and wait for approval.
(3)Receive the money deposited in your account.

For JoyPeso, the security of your information is the most important thing. We have strict verification and data protection procedures in place, and we will never provide your information to a third party without your consent.
Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction.

Reminder: Do not share passwords, OTPs, or private information outside the JoyPeso app.

If you need any help, please contact help@kingpinkin-capital.com for repayment concerns.
Office address: 81 Gerardo Tuazon St, Sampaloc, Manila, Metro Manila, 1113 Philippines