Keencents: Envelope Budgeting

KeenCents: Develop a keen sense of your personal finances

Zero-based envelope budgeting: Budget only money you actually have
- Create categories (envelopes) to set aside money for specific purposes.
- Manually record transactions to stay on top of your spending.
- Set budgeting goals to set targets for how much you want to budget for each category over time.
- Mobile-only.
- It's free!