Kroger REWARDS Credit Card App

With the Kroger REWARDS Credit Card App you can apply for and manage your Kroger REWARDS Credit Card. When you apply and are approved for the card through this App, enjoy 25 cents off fuel for a year each time you redeem at least 100 fuel points earned in a single month(1) AND receive a $25 coupon for FREE groceries!(2) The App helps you keep track of your REWARDS Points so you know how much you will earn in free groceries. Rewards certificates are automatically mailed to you 4 times a year.

Kroger REWARDS Credit Card Benefits(3)

• Earn 1 Rewards Point per eligible net $1 spent anywhere Mastercard is accepted

• Earn double Rewards Points per eligible net $1 spent in the Kroger Family of Companies (excluding fuel centers)

• Earn 3 Rewards Points per eligible net $1 on the Kroger Family of Companies Own Brand Products

There is no limit to the amount of rewards you can accumulate! Earn $5 for every 1,000 points.

Terms & Conditions

1. Offer applies to new cardmembers only. Subject to credit approval. Discount is available at Kroger Family of Companies Fuel Centers each time you redeem at least 100 existing fuel points earned in a single month. You must scan, redeem fuel points and pay with your 1-2-3 REWARDS® World Mastercard® in order to receive the fuel discount. Additional 25¢ discount offer expires one year from the cardmember’s approval date. Upon expiration, cardmember will receive additional 5¢ fuel discount at Kroger Family of Companies Fuel Centers when they scan, redeem fuel points and pay with their 1-2-3 REWARDS® World Mastercard®. Not valid with any other fuel offer. Accumulation excludes taxes, office services, alcohol, tobacco, fuel, prescriptions and any purchases prohibited by law. Fuel discount effective for a limited time at participating fuel center locations. Not valid in LA, MO or where prohibited by law. Purchases made at Kroger Family of Companies Fuel Centers do not earn Rewards Points or fuel points. Please see store for fuel discounts details and in-store spending requirements. Selling or purchasing fuel points is prohibited. Fuel redemption offer cannot be combined with any other discounts. No discounts to dealers, wholesalers, or fleet programs. No cash back. Not valid where prohibited by law. We may suspend or remove you from the fuel program due to violation of these terms or because of fraudulent activity or suspected fraudulent activity.

2. For a limited time only. Subject to credit approval. Must activate and make your first purchase with your 1-2-3 REWARDS® Mastercard in our stores for coupon to be valid. Coupon valid for 90 days. Coupon is provided on card carrier that accompanies credit card. Coupon only applicable for new 1-2-3 REWARDS® Mastercard Accounts.

3. Earn Rewards Points toward free groceries. Rewards Points are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions qualify for Rewards Points, such as Advances, Balance Transfers, and Convenience Checks. You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Rewards Points expire after 36 months. Purchases made at The Kroger Family of Companies Fuel Centers do not earn Rewards Points. Rewards sent automatically only to balances greater or equal to 1,000 Rewards Points, if your Account is open and in good standing. Rewards Certificates cannot be redeemed at Fuel Centers. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of the 1-2-3 REWARDS® World Mastercard® is U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. ©2018 U.S. Bank