LIQUID: Save, Invest, Conquer

LIQUID is a free personal finance app that helps you save and invest toward your goals.

Sign up in 5 minutes.

Set a goal (any goal). Liquid helps you stick to an easy plan to meet your goal. Save daily, weekly or monthly. Don't wish for it, save for it.

Invest. As you save, Liquid turbo-charges your progress, by investing your funds with our asset management partner.

- Start with as little as GHC 5.
- When you put money into a goal account, we transfer those funds to our investment management partner. Rates typically exceed bank rates.
- Your earnings are reflected in your app daily on your goal statement.
- Need the money back earlier than expected? Just give us 2 business days notice and you'll have it back. No fees associated with early withdrawal.

Transact. We try to take the hassle out of everyday tasks. You can easily: buy airtime, buy data, pay bills, send mobile money and transfer funds.


We’ve crafted LIQUID to ensure your data and information is kept safely. We use access control and encryption, and are PCI-DSS certified, all for your protection. In order to open a Liquid account, you must be at least 18 years of age.

How do we do what we do? We are partnered with GT Bank and with asset managers that are licensed as investment advisors and fund managers by the Securities & Exchange Commission. We are committed to adding additional financial partners over time.

--Your friends at Liquid