LoanOnline

LoanOnline is a loan aggregator platform and is not a direct lender. We provide a free service that connects borrowers with SEC-licensed and certified lending companies in the Philippines. We help you compare offers from multiple partners to find the loan that best suits your needs.

Apply for a personal loan from ₱2,000 up to ₱50,000. With competitive interest rates, you can choose a flexible repayment term from 91 days to 12 months.

KEY FEATURES:
- Instant Loan Offers: Get multiple loan offers up to ₱50,000 for qualified users.
- SEC-Licensed Partners: We only partner with lending companies registered with the SEC.
- 100% Digital Process: Apply anytime, anywhere with a completely paperless experience.
- Fast & Easy Comparison: Clearly compare interest rates, fees, and repayment terms.
- Safe & Secure: Your privacy is our priority. We are fully compliant with the Data Privacy Act of 2012 (R.A. 10173).

REPRESENTATIVE LOAN EXAMPLE:
A representative example of the total cost of the loan, including all applicable fees:

If you borrow ₱10,000 with a repayment term of 6 months (180 days):
- Principal Loan Amount: ₱10,000
- Interest Rate: 24% Annual Percentage Rate (APR)
- Processing Fee (5%): ₱500
- Total Interest: ₱1,183
- Total Repayment Amount: ₱11,683
- Monthly Payment: ₱1,947

The Maximum Annual Percentage Rate (APR), which includes interest plus all fees, is 36%. All loan terms and conditions are determined by the lending partner and are disclosed to you prior to accepting the loan.

ELIGIBILITY CRITERIA:
- Age: 18–65 years old
- Citizenship: Filipino citizen currently residing in the Philippines
- ID: Must have at least one valid government-issued ID
- Income: Must have a verifiable, stable source of income

HOW TO APPLY:
1. Download the LoanOnline App and create an account.
2. Fill out one simple application form.
3. Instantly receive and compare offers from our partners.
4. Choose the best offer and receive your funds directly.

OUR SEC-LICENSED LENDING PARTNERS:
LoanOnline exclusively partners with financing and lending companies that are fully registered with the Philippines Securities and Exchange Commission (SEC) and have a Certificate of Authority (CA) to Operate. Our primary partners include:

Company: ONLINE LOANS PILIPINAS FINANCING INC.
SEC Registration: CS201726430
Certificate of Authority (CA) No.: 1181

Company: PESO REDEE FINANCING CO. INC.
SEC Registration: CS201804564
Certificate of Authority (CA) No.: 1165

Company: MoneyCat Financing Inc.
SEC Registration: CS201953073
Certificate of Authority (CA) No.: 1254

Company: Sofi Lending Inc.
SEC Registration: CS201908275
Certificate of Authority (CA) No.: 2990

Company: Warm Cash Lending Corp.
SEC Registration: 2021030009095
Certificate of Authority (CA) No.: 3427

For a complete and updated list of our lending partners, please visit our official website: https://loanonline.ph

PLATFORM DISCLAIMER:
Please note: LoanOnline is a technology platform, not a direct lender, and does not issue cash loans. We serve as a free aggregator connecting borrowers with our independent, SEC-licensed lending partners.

The final loan agreement is concluded directly with the lending company you choose. LoanOnline is not a party to, nor are we responsible for, your loan agreement. The terms of your loan are set by the lender, and we have no control over their rates, fees, or lending decisions.

CONTACT US:
For any queries, please email us at: support@loanonline.ph