Lock & Alert

Lock & Alert puts you in charge of who can access your Equifax credit report, with certain exceptions.¹ Quickly and easily lock and unlock your Equifax credit report with a click or swipe, and we'll alert you to confirm its status.

Lock & Alert is free for U.S. consumers.

Lock your Equifax credit report to help better protect against identity theft.

Applying for credit? Click or swipe to unlock. Then lock it again.

We'll alert you each time your Equifax credit report is locked or unlocked.

Having trouble or need a quick answer? Get support and find answers to frequently asked questions.

Sign in to the Lock & Alert app using Touch ID, Face ID, or enter your user name and password.

Note: If you have a myEquifax account, your Lock & Alert username and password may be different. If you're using Lock & Alert for the first time, please choose Sign up.

Disclosures

¹ Locking your Equifax credit file will prevent access to it by certain third parties. Locking your Equifax credit file will not prevent access to your credit file at any other credit reporting agency. Entities that may still have access to your Equifax credit file include: companies like Equifax Global Consumer Solutions which provide you with access to your credit report or credit score, or monitor your credit file; federal, state, and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit http://www.optoutprescreen.com .